eXclusive checking

Free checking that pays high dividends and offers ScoreCard Rewards on Debit Card purchases – PLUS so much more!

eXclusive Checking

Family smiling and embracing.

IDProtect® Plus

With eXclusive Checking you will qualify for IDProtect® Plus, which offers Comprehensive Identity Theft Resolution Services, $10,000 Accidental Death and Dismemberment Insurance, Cellular Telephone Protection, $hopping Rewards™, Travel and Leisure Discounts, Health Discounts and so much more.

Learn More

apply for eXclusive checking

Apply within Online Banking, stop by any of our branches or call a Member Service Advisor at (800) 648-8035.

Apply Online

*One point earned for every $3 spent. Redeem for merchandise, travel and experience rewards. Can be combined with points from your personal BlueOx Credit Card and other household BlueOx Debit and Credit Cards that you are joint on, to maximize points earned.
$35.00 Overdraft Privilege fee applies for each NSF item paid. For our standard Overdraft Privilege practices we do authorize and pay overdrafts for checks and automatic or reoccurring bill payments; however we do not automatically authorize and pay overdrafts on ATM or everyday debit card transactions, unless you give us consent. Members must repay Overdraft Privilege balance within 30 days. Overdraft Privilege is a discretionary service, which means we pay overdrafts at our discretion and do not guarantee that we will always authorize and pay any type of transaction.

Paper statements and checks are not available with this checking account.
$10 fee per ACH transaction. Not applicable for Social Security ACH deposits. No Checking Account required. Direct Deposit and earlier availability of funds are subject to the timing of payer’s funding. Requests per each Direct Deposit may be made within Online Banking or by contacting the Credit Union.

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