Savings Accounts

You can establish membership with BlueOx Credit Union when you open a Regular Share savings account, our most basic savings account, with just a $5 deposit.  Membership will allow you to take advantage of our other products and services.

Federal Share Insurance

Member investments are safe at BlueOx CU. Each member's account is insured to at least $250,000 by the National Credit Union Association (NCUA). Not one penny has ever been lost by a member of a federally insured credit union.

Youth Accounts

Youth accounts help teach kids the value of saving, and help them establish financial habits to last a lifetime!

Blue's Cash Corral

Join Blue on a Savings Adventure!

Kids are special people and they deserve a special savings program! Blue's Cash Corral provides our youngest savers (ages 0-12) a fun way to become familiar with the idea of saving their money.

Not only does Blue's Cash Corral offer a secure place to save allowance, earnings and gifts, kids will also enjoy additional benefits such as:

• Participation in contests and special activities
• Special incentives and prizes - Any child making an in-person deposit of $5 or more gets to pick a prize from our treasure chest!
• CD's with only a $200 minimum deposit
• And much more!

Money Mavericks

Teens, get off to a great financial start with our Money Mavericks account!

Our Money Mavericks account helps our young adult members, ages 13-17 get off to a great start, helping them to learn about finances in a fun and engaging way. It's so much more than just a savings account. Check out all the perks that come with membership in Money Mavericks:

• Special savings incentives & contests
• CD's with only a $200 minimum deposit
• Share Draft/Checking Account with the first 50 checks FREE
• ATM/debit card
• Youth loans* are available to young people with parental consent.

Share Draft/Checking Accounts and Loans for Teens?

Absolutely! Checking accounts and small loans help teens learn money management skills on a small scale before striking out on their own. Share draft/checking accounts and youth loans are available to teens with parental consent, and with a parent as a joint member.

How Do Teens Benefit?

• Education - What better way to learn than with hands-on learning?
• Convenience - Teens can pay their own bills! Most teens have some earned income and many pay for clothing, insurance and other occasional expenses. This eliminates the need for mom or dad to write a draft, or the teen to carry extra cash.
• Practice - As noted above, young people can learn to manage their finances on a small scale, before they hit the big-time with adult responsibilities and adult-size finances. Writing checks, making loan payments, using the online branch, and managing debit and ATM transactions are all activities that will help your teen prepare for adulthood.

All it takes is a minimum deposit of $5 to open the door to all the financial services available to teens at BlueOx.