current rates

Savings Rates          Loan Rates

savings rates

savings accounts
Effective Date: Sunday, January 19, 2020
Dividend RateAPY*Minimum Balance
Regular Savings
0.10% 0.10% $100.00
Special Savings
0.20% 0.20% $100.00
Blue's Cash Corral
0.20% 0.20% $5.00
Money Mavericks
0.20% 0.20% $5.00
Club Accounts
0.10% 0.10% $100.00
Kasasa Saver
0.50% 0.55% $0.01 to $10,000
0.10% 0.55% to 0.14% $10,000.01 or more
0.01% 0.01% Non-Qualifying
IRA Savings
0.25% 0.25% $5.00

*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.

money market
Effective Date: Sunday, January 19, 2020
Dividend RateAPY*
Minimum $2,500 to $9,999.99
0.15% 0.15%
Minimum $10,000 to $49,999.99
0.25% 0.25%
$50,000 and above
0.35% 0.35%

*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.

checking accounts
Effective Date: Sunday, January 19, 2020
Dividend RateAPY*Minimum Balance
eXclusive Checking
2.96% 3.00% $0.01 to $7,500
Kasasa Cash Checking
2.96% 3.00% $0.01 to $7,500
0.50% 3.00% to 0.67% $7,500.01 or more
0.01% 0.01% Non-Qualifying

*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.

regular and IRA certificate of deposits
Effective Date: Sunday, January 19, 2020
TermDividend RateAPY*
Minimum Deposit $500
3 Month 0.15% 0.15%
6 Month 0.70% 0.70%
12 Month 0.90% 0.90%
18 Month 0.90% 0.90%
24 Month 1.00% 1.01%
30 Month 1.00% 1.01%
36 Month 1.20% 1.21%
42 Month 1.20% 1.21%
48 Month 1.50% 1.51%
54 Month 1.50% 1.51%
60 Month 1.80% 1.82%
Minimum Deposit $10,000
3 Month 0.15% 0.15%
6 Month 0.70% 0.70%
12 Month 0.90% 0.90%
18 Month 0.90% 0.90%
24 Month 1.10% 1.11%
30 Month 1.10% 1.11%
36 Month 1.30% 1.31%
42 Month 1.30% 1.31%
48 Month 1.60% 1.61%
54 Month 1.60% 1.61%
60 Month 1.90% 1.92%
Minimum Deposit $25,000
24 Month 1.20% 1.21%
30 Month 1.20% 1.21%
36 Month 1.40% 1.41%
42 Month 1.40% 1.41%
48 Month 1.70% 1.71%
54 Month 1.70% 1.71%
60 Month 2.00% 2.02%
Youth Certificates - $200 minimum deposit. Same rates and terms apply.

*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.

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loan rates

new and used vehicle loans
Effective Date: Sunday, January 19, 2020
TermAPR* as Low as
Model Years 2019 to 2020
Up to 36 Months 3.19%
37 to 48 Months 3.39%
49 to 60 Months 3.54%
61 to 72 Months 4.24%
73 to 84 Months 4.99%
Model Years 2016 to 2018
Up to 36 Months 3.74%
37 to 48 Months 3.89%
49 to 60 Months 3.99%
61 to 72 Months 4.49%
73 to 84 Months 5.49%
Model Years 2012 to 2015
Up to 36 Months 4.74%
37 to 48 Months 4.99%
49 to 60 Months 5.19%
61 to 72 Months 5.74%
Model Years 2011 and Older
Up to 36 Months 5.49%
37 to 48 Months 5.74%
49 to 60 Months 5.99%

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $20,000 at 3.99% APR for 60 months equals $368.30. 48-month financing requires a minimum loan amount of $5,000. 60-month financing requires a minimum loan amount of $10,000. 72-month financing requires a minimum loan amount of $15,000. 84-month financing requires a minimum loan amount of $20,000.

new and used RV and boat loans
Effective Date: Sunday, January 19, 2020
TermAPR* as Low as
Model Years 2019 to 2020
Up to 48 Months 4.49%
49 to 60 Months 4.74%
61 to 72 Months 4.99%
73 to 84 Months 5.49%
85 to 120 Months 5.99%
121 to 180 Months 6.49%
Model Years 2016 to 2018
Up to 48 Months 4.99%
49 to 60 Months 5.24%
61 to 72 Months 5.49%
73 to 84 Months 5.99%
85 to 120 Months 6.49%
Model Years 2012 to 2015
Up to 48 Months 6.24%
49 to 60 Months 6.49%
61 to 72 Months 6.74%
73 to 84 Months 7.24%
Model Years 2011 and Older
Up to 48 Months 7.24%
49 to 60 Months 7.49%
61 to 72 Months 7.74%

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $20,000 at 4.74% for 60 months equals $375.08. 48-month financing requires a minimum loan amount of $5,000. 60-month financing requires a minimum loan amount of $10,000. 72-month financing requires a minimum loan amount of $20,000. 84-month financing requires a minimum loan amount of $30,000. 120-month financing requires a minimum loan amount of $35,000.

new and used ATV, snowmobile and jet ski loans (untitled, UCC1 secured)
Effective Date: Sunday, January 19, 2020
TermAPR* as Low as
Model Years 2019 to 2020
Up to 36 Months 5.49%
37 to 48 Months 5.74%
49 to 60 Months 5.99%
61 to 72 Months 6.49%
Model Years 2016 to 2018
Up to 36 Months 5.99%
37 to 48 Months 6.24%
49 to 60 Months 6.49%
61 to 72 Months 6.99%
Model Years 2012 to 2015
Up to 36 Months 7.49%
37 to 48 Months 7.74%
49 to 60 Months 7.99%
Model Years 2011 and Older
Up to 36 Months 8.49%
37 to 48 Months 8.74%

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $12,000 at 5.74% for 48 months equals $280.44. 48-month financing requires a minimum loan amount of $5,000. 60-month financing requires a minimum loan amount of $10,000. 72-month financing requires a minimum loan amount of $20,000.

personal loans
Effective Date: Sunday, January 19, 2020
TermAPR* as Low as
Up to 24 Months 8.99%
36 Months 9.49%
48 Months 9.99%
60 Months 10.49%

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $5,000 at 9.49% for 48 months equals $160.19. 60-month financing requires a minimum loan amount of $10,000. Maximum Personal Loan amount is $50,000.

other loans
Effective Date: Sunday, January 19, 2020
NameAPR* as Low as
Overdraft Line-of-Credit 13.50%
Revolving Line-of-Credit 13.50%
Home Equity Line of Credit (HELOC) 4.75%
Visa Platinum Rewards Credit Card 1.99%
Credit Builder Step 1 Loan 18.00%
Credit Builder Step 2 Loan 15.00%
Share or Certificate (CD) Secured Loan Consult Credit Union

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification.

home mortgage loans

Current Mortgage Rates

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