current rates
savings rates
| Dividend Rate | APY* | Minimum Balance |
|---|---|---|
| Regular Savings | ||
| 0.10% | 0.10% | $100.00 |
| Special Savings | ||
| 0.20% | 0.20% | $100.00 |
| Blue's Cash Corral | ||
| 0.20% | 0.20% | $5.00 |
| Money Mavericks | ||
| 0.20% | 0.20% | $5.00 |
| Club Accounts | ||
| 0.10% | 0.10% | $100.00 |
| Kasasa Saver | ||
| 0.20% | 0.20% | $0.01 to $10,000 |
| 0.05% | 0.20 - 0.07 | $10,000.01 or more |
| 0.01% | 0.01% | Non-Qualifying |
| IRA Savings | ||
| 0.25% | 0.25% | $5.00 |
*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.
| Dividend Rate | APY* |
|---|---|
| Minimum $2,500 to $9,999.99 | |
| 0.10% | 0.10% |
| Minimum $10,000 to $49,999.99 | |
| 0.15% | 0.15% |
| $50,000 and above | |
| 0.20% | 0.20% |
*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.
| Dividend Rate | APY* | Minimum Balance |
|---|---|---|
| eXclusive Checking | ||
| 1.50% | 1.51% | $0.01 to $7,500 |
| Kasasa Cash Checking | ||
| 1.00% | 1.01% | $0.01 to $7,500 |
| 0.20% | 1.01 - 0.26 | $7,500.01 or more |
| 0.01% | 0.01% | Non-Qualifying |
*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.
| Term | Dividend Rate | APY* |
|---|---|---|
| Minimum Deposit $500 | ||
| 3 Month | 0.10% | 0.10% |
| 6 Month | 0.20% | 0.20% |
| 12 Month | 0.40% | 0.40% |
| 18 Month | 0.40% | 0.40% |
| 24 Month | 0.50% | 0.50% |
| 30 Month | 0.50% | 0.50% |
| 36 Month | 0.60% | 0.60% |
| 42 Month | 0.60% | 0.60% |
| 48 Month | 0.80% | 0.80% |
| 54 Month | 0.80% | 0.80% |
| 60 Month | 1.00% | 1.00% |
| Minimum Deposit $10,000 | ||
| 3 Month | 0.10% | 0.10% |
| 6 Month | 0.20% | 0.20% |
| 12 Month | 0.40% | 0.40% |
| 18 Month | 0.40% | 0.40% |
| 24 Month | 0.50% | 0.50% |
| 30 Month | 0.50% | 0.50% |
| 36 Month | 0.60% | 0.60% |
| 42 Month | 0.60% | 0.60% |
| 48 Month | 0.80% | 0.80% |
| 54 Month | 0.80% | 0.80% |
| 60 Month | 1.00% | 1.00% |
| Minimum Deposit $25,000 | ||
| 24 Month | 0.50% | 0.50% |
| 30 Month | 0.50% | 0.50% |
| 36 Month | 0.60% | 0.60% |
| 42 Month | 0.60% | 0.60% |
| 48 Month | 0.80% | 0.80% |
| 54 Month | 0.80% | 0.80% |
| 60 Month | 1.00% | 1.00% |
| Youth Certificates - $200 minimum deposit. Same rates and terms apply. | ||
*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.
loan rates
| Term | APR* as Low as |
|---|---|
| Model Years 2019 to 2020 | |
| Up to 36 Months | 3.19% |
| 37 to 48 Months | 3.39% |
| 49 to 60 Months | 3.54% |
| 61 to 72 Months | 4.24% |
| 73 to 84 Months | 4.99% |
| Model Years 2016 to 2018 | |
| Up to 36 Months | 3.74% |
| 37 to 48 Months | 3.89% |
| 49 to 60 Months | 3.99% |
| 61 to 72 Months | 4.49% |
| 73 to 84 Months | 5.49% |
| Model Years 2012 to 2015 | |
| Up to 36 Months | 4.74% |
| 37 to 48 Months | 4.99% |
| 49 to 60 Months | 5.19% |
| 61 to 72 Months | 5.74% |
| Model Years 2011 and Older | |
| Up to 36 Months | 5.49% |
| 37 to 48 Months | 5.74% |
| 49 to 60 Months | 5.99% |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $20,000 at 3.99% APR for 60 months equals $368.30 for every $1,000 borrowed. 48-month financing requires a minimum loan amount of $5,000. 60-month financing requires a minimum loan amount of $10,000. 72-month financing requires a minimum loan amount of $15,000. 84-month financing requires a minimum loan amount of $20,000.
| Term | APR* as Low as |
|---|---|
| Model Years 2019 to 2020 | |
| Up to 48 Months | 4.49% |
| 49 to 60 Months | 4.74% |
| 61 to 72 Months | 4.99% |
| 73 to 84 Months | 5.49% |
| 85 to 120 Months | 5.99% |
| 121 to 180 Months | 6.49% |
| Model Years 2016 to 2018 | |
| Up to 48 Months | 4.99% |
| 49 to 60 Months | 5.24% |
| 61 to 72 Months | 5.49% |
| 73 to 84 Months | 5.99% |
| 85 to 120 Months | 6.49% |
| Model Years 2012 to 2015 | |
| Up to 48 Months | 6.24% |
| 49 to 60 Months | 6.49% |
| 61 to 72 Months | 6.74% |
| 73 to 84 Months | 7.24% |
| Model Years 2011 and Older | |
| Up to 48 Months | 7.24% |
| 49 to 60 Months | 7.49% |
| 61 to 72 Months | 7.74% |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $20,000 at 4.74% for 60 months equals $375.08 for every $1,000 borrowed. 48-month financing requires a minimum loan amount of $5,000. 60-month financing requires a minimum loan amount of $10,000. 72-month financing requires a minimum loan amount of $20,000. 84-month financing requires a minimum loan amount of $30,000. 120-month financing requires a minimum loan amount of $35,000.
| Term | APR* as Low as |
|---|---|
| Model Years 2019 to 2020 | |
| Up to 36 Months | 5.49% |
| 37 to 48 Months | 5.74% |
| 49 to 60 Months | 5.99% |
| 61 to 72 Months | 6.49% |
| Model Years 2016 to 2018 | |
| Up to 36 Months | 5.99% |
| 37 to 48 Months | 6.24% |
| 49 to 60 Months | 6.49% |
| 61 to 72 Months | 6.99% |
| Model Years 2012 to 2015 | |
| Up to 36 Months | 7.49% |
| 37 to 48 Months | 7.74% |
| 49 to 60 Months | 7.99% |
| Model Years 2011 and Older | |
| Up to 36 Months | 8.49% |
| 37 to 48 Months | 8.74% |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $12,000 at 5.74% for 48 months equals $280.44 for every $1,000 borrowed. 48-month financing requires a minimum loan amount of $5,000. 60-month financing requires a minimum loan amount of $10,000. 72-month financing requires a minimum loan amount of $20,000.
| Term | APR* as Low as |
|---|---|
| Up to 24 Months | 8.99% |
| 36 Months | 9.49% |
| 48 Months | 9.99% |
| 60 Months | 10.49% |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $5,000 at 9.49% for 48 months equals $160.19 for every $1,000 borrowed. 60-month financing requires a minimum loan amount of $10,000. Maximum Personal Loan amount is $50,000.
| Name | APR* as Low as |
|---|---|
| Overdraft Line-of-Credit | 13.50% |
| Revolving Line-of-Credit | 13.50% |
| Home Equity Line of Credit (HELOC)** | 4.75% |
| Visa Platinum Rewards Credit Card | 1.99% |
| Credit Builder Step 1 Loan | 18.00% |
| Credit Builder Step 2 Loan | 15.00% |
| Share or Certificate (CD) Secured Loan | Consult Credit Union |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Regular monthly payments will be determined based on the rate, term selected and individual loan amount. Payment Example: $100,000 at 4.375% is a monthly principal and interest payment of $499.29. or $4.99 for each $1,000.00 borrowed. This is based on a loan-to-value ratio of 80%, 20% down.
**The Annual Percentage Rate may vary after the account is opened and the maximum APR that may be imposed under the plan is 18.00%.