current rates
savings rates
| Dividend Rate | APY* | Minimum Balance |
|---|---|---|
| Regular Savings** | ||
| 0.03% | 0.03% | $100.00 |
| Special Savings | ||
| 0.05% | 0.05% | $100.00 |
| Blue's Cash Corral | ||
| 0.05% | 0.05% | $5.00 |
| Money Mavericks | ||
| 0.05% | 0.05% | $5.00 |
| Club Accounts | ||
| 0.05% | 0.05% | $100.00 |
| IRA Savings | ||
| 0.05% | 0.05% | $5.00 |
*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.
**$100 minimum balance to avoid a service fee. Minimum shares balance fee will be charged on aggregate savings balances of <$100 and no other services. Minimum shares balance fee waived if member has any other additional account under the same membership and for primary account holders under age 18.
| Dividend Rate | APY* |
|---|---|
| Minimum $2,500 to $24,999.99 | |
| 0.05% | 0.05% |
| Minimum $25,000 to $74,999.99 | |
| 0.10% | 0.10% |
| Minimum $75,000 to $149,999 | |
| 0.15% | 0.15% |
| $150,000 and above | |
| 0.20% | 0.20% |
*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.
| Dividend Rate | APY* | Minimum Balance |
|---|---|---|
| eXclusive Checking | ||
| 1.25% | 1.26% | $0.01 to $7,500 |
*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.
| Term | Dividend Rate | APY* |
|---|---|---|
| Minimum Deposit $500 to $9,999.99 | ||
| 3 Month | 0.10% | 0.10% |
| 6 Month | 0.20% | 0.20% |
| 12 Month | 0.30% | 0.30% |
| 18 Month | 0.30% | 0.30% |
| 24 Month | 0.40% | 0.40% |
| 36 Month | 0.50% | 0.50% |
| 48 Month | 0.60% | 0.60% |
| 60 Month | 0.70% | 0.70% |
| Minimum Deposit $10,000 to $24,999.99 | ||
| 3 Month | 0.10% | 0.10% |
| 6 Month | 0.20% | 0.20% |
| 12 Month | 0.30% | 0.30% |
| 18 Month | 0.30% | 0.30% |
| 24 Month | 0.40% | 0.40% |
| 36 Month | 0.50% | 0.50% |
| 48 Month | 0.60% | 0.60% |
| 60 Month | 0.70% | 0.70% |
| Minimum Deposit $25,000 to $74,999.99 | ||
| 24 Month | 0.40% | 0.40% |
| 36 Month | 0.50% | 0.50% |
| 48 Month | 0.60% | 0.60% |
| 60 Month | 0.70% | 0.70% |
| Minimum Deposit $75,000 and above | ||
| 24 Month | 0.40% | 0.40% |
| 36 Month | 0.50% | 0.50% |
| 48 Month | 0.60% | 0.60% |
| 60 Month | 0.70% | 0.70% |
| Youth Certificates - $200 minimum deposit. Same rates and terms apply. | ||
*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.
loan rates
| Term | APR* as Low as |
|---|---|
| Model Years 2017 to 2023 | |
| Up to 60 Months | 3.19% |
| 61 to 72 Months | 3.75% |
| 73 to 84 Months | 4.49% |
| Model Years 2016 and Older | |
| Up to 60 Months | 4.19% |
| 61 to 72 Months | 4.75% |
| 73 to 84 Months | 5.49% |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $20,000 at 2.99% APR for 60 months equals $359.33 per month. 60-month financing requires a minimum loan amount of $5,000. 61-72-month financing requires a minimum loan amount of $15,000. 73-84-month financing requires a minimum loan amount of $20,000.
| Term | APR* as Low as |
|---|---|
| Model Years 2015 to 2021 | |
| Up to 84 Months | 3.99% |
| 85 to 120 Months | 4.49% |
| 121 to 180 Months | 4.99% |
| Model Years 2014 and Older | |
| Up to 84 Months | 5.49% |
| 85 to 120 Months | 5.99% |
| 121 to 180 Months | 6.49% |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $20,000 at 3.99% for 60 months equals $368.28 per month. 84-month financing requires a minimum loan amount of $5,000. 85-120-months financing requires a minimum loan amount of $35,000. >120 months financing requires a minimum loan amount of $50,000.
| Term | APR* as Low as |
|---|---|
| Model Years 2015 to 2021 | |
| Up to 48 Months | 3.99% |
| 49 to 60 Months | 4.49% |
| 61 to 72 Months | 4.99% |
| Model Years 2014 and Older | |
| Up to 48 Months | 5.49% |
| 49 to 60 Months | 5.99% |
| 61 to 72 Months | 6.49% |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $12,000 at 3.99% for 48 months equals $270.92 per month. 48-month financing requires a minimum loan amount of $5,000. 49-60-month financing requires a minimum loan amount of $10,000. 72-month financing requires a minimum loan amount of $15,000.
| Term | APR* as Low as |
|---|---|
| Up to 24 Months | 7.99% |
| 36 Months | 8.49% |
| 48 Months | 8.99% |
| 60 Months | 9.49% |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $5,000 at 8.49% for 36 months equals $157.85 per month. 60-month financing requires a minimum loan amount of $10,000. Maximum Personal Loan amount is $50,000.
| Name | APR* as Low as |
|---|---|
| Overdraft Line-of-Credit | 13.50% |
| Revolving Line-of-Credit | 13.50% |
| Home Equity Line of Credit (HELOC)** | 4.75% |
| Visa Platinum Rewards Credit Card | 10.24% |
| Credit Builder Step 1 Loan | 18.00% |
| Credit Builder Step 2 Loan | 15.00% |
| Share or Certificate (CD) Secured Loan | Consult Credit Union |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Regular monthly payments will be determined based on the rate, term selected and individual loan amount. Payment Example: $100,000 at 4.375% is a monthly principal and interest payment of $499.29. or $4.99 for each $1,000.00 borrowed. This is based on a loan-to-value ratio of 80%, 20% down.
**The Annual Percentage Rate may vary after the account is opened and the maximum APR that may be imposed under the plan is 18.00%.