current rates

Savings Rates          Loan Rates

savings rates

*APY = Annual Percentage Yield. Rates are subject to change without prior notification. Fees may reduce earnings.

**$100 minimum balance to avoid a service fee. Minimum shares balance fee will be charged on aggregate savings balances of <$100 and no other services. The minimum shares balance fee is waived if the member has any different additional account under the same membership and for primary account holders under the age of 18.

*APY = Annual Percentage Yield. Rates are subject to change without prior notification. Fees may reduce earnings.

^{*APY = Annual Percentage Yield. Rates are subject to change without prior notification. Fees may reduce earnings. Everyday Savings is a tiered rate savings account. Balances $100-$10,000 will earn 2.27% APY, balances $10,000.01-$150,000 will earn 2.27% - 2.51% APY, balances $150,000.01-$500,000 will earn 2.51% - 2.94% APY, and all balances $500,00.01 and above will earn 2.94% - 0.01% APY. New money is required to open this account; new money is defined as funds not currently deposited with BlueOx Credit Union. Limited time-only offers.}

*APY = Annual Percentage Yield. Rates are subject to change without prior notification. Fees may reduce earnings.

^{*APY = Annual Percentage Yield. Fees may reduce earnings. Federally insured by the NCUA.}

^{†minimum of $50 in new money deposited. New money is defined as money not currently deposited with BlueOx Credit Union. Allows for additional deposits, as well as one rate increase per member, request throughout the term of the CD. Penalties still apply for withdrawal before the maturity date of the CD.}

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loan rates

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples, not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $20,000 at 6.25% APR for 60 months equals $389.03 per month. 60-month financing requires a minimum loan amount of $5,000. 61-72-month financing requires a minimum loan amount of $15,000. 73-84-month financing requires a minimum loan amount of $20,000.

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples, not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $20,000 at 6.75% for 84 months equals $299.47 monthly. 84-month financing requires a minimum loan amount of $5,000. 85-120-month financing requires a minimum loan amount of $35,000. >120 months of financing requires a minimum loan amount of $50,000.

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples, not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $12,000 at 6.75% for 48 months equals $476.65 monthly. 48-month financing requires a minimum loan amount of $5,000. 49-60-month financing requires a minimum loan amount of $10,000. 72-month financing requires a minimum loan amount of $15,000.

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples, not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $5,000 at 9.25% for 24 months equals $229.02 monthly. 24-month financing requires a minimum loan amount of $2,000. The Maximum Personal Loan amount is $50,000.

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples, not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Regular monthly payments will be determined based on the rate, term selected, and individual loan amount. Payment Example: $100,000 at 4.375% is a monthly principal and interest payment of $499.29. or $4.99 for each $1,000.00 borrowed. This is based on a loan-to-value ratio of 80% and 20% down.
**The Annual Percentage Rate may vary after the account is opened, and the maximum APR that may be imposed under the plan is 18.00%. Fees that may apply include: Appraisal Fee: $700 (Subject to reimbursement if not required), Mortgage Filing Fee: $50, Flood Certification Fee: $14, Title Insurance (Junior Policy) Fee: $200 (This is a negotiated price with Chicago Title), and Mortgage Discharge Fee: $50. Member must provide property insurance with BlueOx as the loss payee (lienholder).

^{†APR=Annual Percentage Rate. After the six-month introductory period, the rate is the same as the purchase rate. There are no Balance Transfers or Cash Advance fees. Foreign Transaction Fees are 1.00% of each transaction in US Dollars. If you are charged interest, the charge will be no less than $1.00. Late Payment Fees are up to $29.00 or the amount of the required minimum payment, whichever is less, if you are 15 or more days late in making a payment. In the event you fail to make a payment on time in any of the six billing cycles after the initial payment, you will be charged $40.00 or the amount of the minimum payment, whichever is less. All rates are variable, based on Prime Rate. Actual APR based on credit history. Subject to credit approval. Rates are subject to change without notice. 0.00% Introductory APR for 6 billing cycles from the date of account opening of balance transfers. After that, the standard APR will be 13.99% to 18.00%, depending on your credit history.} 

home mortgage loans

Current Mortgage Rates

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