current rates

Savings Rates          Loan Rates

savings rates

savings accounts
Effective Date: Saturday, December 5, 2020
Dividend RateAPY*Minimum Balance
Regular Savings
0.05% 0.05% $100.00
Special Savings
0.05% 0.05% $100.00
Blue's Cash Corral
0.05% 0.05% $5.00
Money Mavericks
0.05% 0.05% $5.00
Club Accounts
0.05% 0.05% $100.00
Kasasa Saver
0.10% 0.10% $0.01 to $10,000
0.05% 0.10 - 0.06 $10,000.01 or more
0.01% 0.01% Non-Qualifying
IRA Savings
0.05% 0.05% $5.00

*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.

money market
Effective Date: Saturday, December 5, 2020
Dividend RateAPY*
Minimum $2,500 to $9,999.99
0.10% 0.10%
Minimum $10,000 to $49,999.99
0.15% 0.15%
$50,000 and above
0.20% 0.20%

*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.

checking accounts
Effective Date: Saturday, December 5, 2020
Dividend RateAPY*Minimum Balance
eXclusive Checking
1.50% 1.51% $0.01 to $7,500
Kasasa Cash Checking
0.10% 0.10% $0.01 to $7,500
0.05% 0.10-0.06 $7,500.01 or more
0.01% 0.01% Non-Qualifying

*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.

regular and IRA certificates
Effective Date: Saturday, December 5, 2020
TermDividend RateAPY*
Minimum Deposit $500
3 Month 0.10% 0.10%
6 Month 0.20% 0.20%
12 Month 0.30% 0.30%
18 Month 0.30% 0.30%
24 Month 0.40% 0.40%
30 Month 0.40% 0.40%
36 Month 0.50% 0.50%
42 Month 0.50% 0.50%
48 Month 0.60% 0.60%
54 Month 0.60% 0.60%
60 Month 0.70% 0.70%
Minimum Deposit $10,000
3 Month 0.10% 0.10%
6 Month 0.20% 0.20%
12 Month 0.30% 0.30%
18 Month 0.30% 0.30%
24 Month 0.40% 0.40%
30 Month 0.40% 0.40%
36 Month 0.50% 0.50%
42 Month 0.50% 0.50%
48 Month 0.60% 0.60%
54 Month 0.60% 0.60%
60 Month 0.70% 0.70%
Minimum Deposit $25,000
24 Month 0.40% 0.40%
30 Month 0.40% 0.40%
36 Month 0.50% 0.50%
42 Month 0.50% 0.50%
48 Month 0.60% 0.60%
54 Month 0.60% 0.60%
60 Month 0.70% 0.70%
Youth Certificates - $200 minimum deposit. Same rates and terms apply.

*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.

Back to Top

loan rates

new and used vehicle loans
Effective Date: Saturday, December 5, 2020
TermAPR* as Low as
Model Years 2015 to 2021
Up to 60 Months 3.69%
61 to 72 Months 3.99%
73 to 84 Months 4.29%
Model Years 2014 and Older
Up to 60 Months 4.69%
61 to 72 Months 4.99%
73 to 84 Months 5.29%

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $20,000 at 1.99% APR for 60 months equals $350.49 per month. 60-month financing requires a minimum loan amount of $5,000. 61-72-month financing requires a minimum loan amount of $15,000. 73-84-month financing requires a minimum loan amount of $20,000.

new and used RV and boat loans
Effective Date: Saturday, December 5, 2020
TermAPR* as Low as
Model Years 2014 to 2020
Up to 84 Months 3.99%
85 to 120 Months 4.49%
121 to 180 Months 4.99%
Model Years 2013 and Older
Up to 84 Months 5.49%
85 to 120 Months 5.99%
121 to 180 Months 6.49%

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $20,000 at 3.99% for 60 months equals $368.28 per month. 84-month financing requires a minimum loan amount of $5,000. 85-120-months financing requires a minimum loan amount of $35,000. >120 months financing requires a minimum loan amount of $50,000.

new and used ATV, snowmobile and jet ski loans (untitled, UCC1 secured)
Effective Date: Saturday, December 5, 2020
TermAPR* as Low as
Model Years 2014 to 2020
Up to 48 Months 3.99%
49 to 60 Months 4.49%
61 to 72 Months 4.99%
Model Years 2013 and Older
Up to 48 Months 5.49%
49 to 60 Months 5.99%
61 to 72 Months 6.49%

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $12,000 at 3.99% for 48 months equals $270.92 per month. 48-month financing requires a minimum loan amount of $5,000. 49-60-month financing requires a minimum loan amount of $10,000. 72-month financing requires a minimum loan amount of $15,000.

personal loans
Effective Date: Saturday, December 5, 2020
TermAPR* as Low as
Up to 24 Months 7.99%
36 Months 8.49%
48 Months 8.99%
60 Months 9.49%

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $5,000 at 8.49% for 36 months equals $157.85 per month. 60-month financing requires a minimum loan amount of $10,000. Maximum Personal Loan amount is $50,000.

other loans
Effective Date: Saturday, December 5, 2020
NameAPR* as Low as
Overdraft Line-of-Credit 13.50%
Revolving Line-of-Credit 13.50%
Home Equity Line of Credit (HELOC)** 4.00%
Visa Platinum Rewards Credit Card 8.74%
Credit Builder Step 1 Loan 18.00%
Credit Builder Step 2 Loan 15.00%
Share or Certificate (CD) Secured Loan Consult Credit Union

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Regular monthly payments will be determined based on the rate, term selected and individual loan amount. Payment Example: $100,000 at 4.375% is a monthly principal and interest payment of $499.29. or $4.99 for each $1,000.00 borrowed. This is based on a loan-to-value ratio of 80%, 20% down.
**The Annual Percentage Rate may vary after the account is opened and the maximum APR that may be imposed under the plan is 18.00%.

home mortgage loans

Current Mortgage Rates

Back to Top

Go to main navigation