current rates
savings rates
Dividend Rate | APY* | Minimum Balance |
---|---|---|
Regular Savings** | ||
0.03% | 0.03% | $100.00 |
Special Savings | ||
0.05% | 0.05% | $100.00 |
Blue's Cash Corral | ||
0.05% | 0.05% | $5.00 |
Money Mavericks | ||
0.05% | 0.05% | $5.00 |
Club Accounts | ||
0.05% | 0.05% | $100.00 |
IRA Savings | ||
0.05% | 0.05% | $5.00 |
*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.
**$100 minimum balance to avoid a service fee. Minimum shares balance fee will be charged on aggregate savings balances of <$100 and no other services. Minimum shares balance fee waived if member has any other additional account under the same membership and for primary account holders under age 18.
Dividend Rate | APY* |
---|---|
Minimum $2,500 to $24,999.99 | |
0.05% | 0.05% |
Minimum $25,000 to $74,999.99 | |
0.10% | 0.10% |
Minimum $75,000 to $149,999 | |
0.15% | 0.15% |
$150,000 and above | |
0.20% | 0.20% |
*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.
Dividend Rate | APY* | Minimum Balance |
---|---|---|
eXclusive Checking | ||
1.25% | 1.26% | $0.01 to $7,500 |
*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.
Term | Dividend Rate | APY* |
---|---|---|
Minimum Deposit $500 to $9,999.99 | ||
3 Month | 0.10% | 0.10% |
6 Month | 0.20% | 0.20% |
12 Month | 0.30% | 0.30% |
18 Month | 0.30% | 0.30% |
24 Month | 0.40% | 0.40% |
36 Month | 0.50% | 0.50% |
48 Month | 0.60% | 0.60% |
60 Month | 0.70% | 0.70% |
Minimum Deposit $10,000 to $24,999.99 | ||
3 Month | 0.10% | 0.10% |
6 Month | 0.20% | 0.20% |
12 Month | 0.30% | 0.30% |
18 Month | 0.30% | 0.30% |
24 Month | 0.40% | 0.40% |
36 Month | 0.50% | 0.50% |
48 Month | 0.60% | 0.60% |
60 Month | 0.70% | 0.70% |
Minimum Deposit $25,000 to $74,999.99 | ||
24 Month | 0.40% | 0.40% |
36 Month | 0.50% | 0.50% |
48 Month | 0.60% | 0.60% |
60 Month | 0.70% | 0.70% |
Minimum Deposit $75,000 and above | ||
24 Month | 0.40% | 0.40% |
36 Month | 0.50% | 0.50% |
48 Month | 0.60% | 0.60% |
60 Month | 0.70% | 0.70% |
Youth Certificates - $200 minimum deposit. Same rates and terms apply. |
*APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings.
loan rates
Term | APR* as Low as |
---|---|
Model Years 2017 to 2023 | |
Up to 60 Months | 3.19% |
61 to 72 Months | 3.75% |
73 to 84 Months | 4.49% |
Model Years 2016 and Older | |
Up to 60 Months | 4.19% |
61 to 72 Months | 4.75% |
73 to 84 Months | 5.49% |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $20,000 at 2.99% APR for 60 months equals $359.33 per month. 60-month financing requires a minimum loan amount of $5,000. 61-72-month financing requires a minimum loan amount of $15,000. 73-84-month financing requires a minimum loan amount of $20,000.
Term | APR* as Low as |
---|---|
Model Years 2015 to 2021 | |
Up to 84 Months | 3.99% |
85 to 120 Months | 4.49% |
121 to 180 Months | 4.99% |
Model Years 2014 and Older | |
Up to 84 Months | 5.49% |
85 to 120 Months | 5.99% |
121 to 180 Months | 6.49% |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $20,000 at 3.99% for 60 months equals $368.28 per month. 84-month financing requires a minimum loan amount of $5,000. 85-120-months financing requires a minimum loan amount of $35,000. >120 months financing requires a minimum loan amount of $50,000.
Term | APR* as Low as |
---|---|
Model Years 2015 to 2021 | |
Up to 48 Months | 3.99% |
49 to 60 Months | 4.49% |
61 to 72 Months | 4.99% |
Model Years 2014 and Older | |
Up to 48 Months | 5.49% |
49 to 60 Months | 5.99% |
61 to 72 Months | 6.49% |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $12,000 at 3.99% for 48 months equals $270.92 per month. 48-month financing requires a minimum loan amount of $5,000. 49-60-month financing requires a minimum loan amount of $10,000. 72-month financing requires a minimum loan amount of $15,000.
Term | APR* as Low as |
---|---|
Up to 24 Months | 7.99% |
36 Months | 8.49% |
48 Months | 8.99% |
60 Months | 9.49% |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: $5,000 at 8.49% for 36 months equals $157.85 per month. 60-month financing requires a minimum loan amount of $10,000. Maximum Personal Loan amount is $50,000.
Name | APR* as Low as |
---|---|
Overdraft Line-of-Credit | 13.50% |
Revolving Line-of-Credit | 13.50% |
Home Equity Line of Credit (HELOC)** | 4.75% |
Visa Platinum Rewards Credit Card | 10.24% |
Credit Builder Step 1 Loan | 18.00% |
Credit Builder Step 2 Loan | 15.00% |
Share or Certificate (CD) Secured Loan | Consult Credit Union |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Regular monthly payments will be determined based on the rate, term selected and individual loan amount. Payment Example: $100,000 at 4.375% is a monthly principal and interest payment of $499.29. or $4.99 for each $1,000.00 borrowed. This is based on a loan-to-value ratio of 80%, 20% down.
**The Annual Percentage Rate may vary after the account is opened and the maximum APR that may be imposed under the plan is 18.00%.