loan rates
| Term | APR* as Low as |
|---|---|
| Model Years 2017 to 2023 | |
| Up to 36 Months | 4.99% |
| 37 to 48 Months | 5.24% |
| 49 to 60 Months | 5.49% |
| 61 to 72 Months | 5.74% |
| 73 to 84 Months | 6.24% |
| Model Years 2016 and Older | |
| Up to 36 Months | 5.99% |
| 37 to 48 Months | 6.24% |
| 49 to 60 Months | 6.49% |
| 61 to 72 Months | 6.74% |
| 73 to 84 Months | 7.24% |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples, not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: 3.44% APR for 60 months equals $18.17 for every $1,000 borrowed. 48-month financing requires a minimum loan amount of $5,000. 60-month financing requires a minimum loan amount of $10,000. 72-month financing requires a minimum loan amount of $15,000. 84-month financing requires a minimum loan amount of $20,000.
**90 Day no pay. Interest begins to accrue at the time of disbursement.
| Term | APR* as Low as |
|---|---|
| Model Years 2017 to 2023 | |
| Up to 84 Months | 6.74% |
| 85 to 120 Months | 7.24% |
| 121 to 180 Months | 7.74% |
| Model Years 2016 and Older | |
| Up to 84 Months | 7.74% |
| 85 to 120 Months | 8.24% |
| 121 to 180 Months | 8.74% |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples, not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: 3.99% APR for 60 months equals $18.42 for every $1,000 borrowed. 48-month financing requires a minimum loan amount of $5,000. 60-month financing requires a minimum loan amount of $10,000. 72-month financing requires a minimum loan amount of $20,000. 84-month financing requires a minimum loan amount of $30,000. 120-month financing requires a minimum loan amount of $35,000.
**90 Day no pay. Interest begins to accrue at the time of disbursement.
| Term | APR* as Low as |
|---|---|
| Model Years 2017 to 2023 | |
| Up to 48 Months | 6.74% |
| 49 to 60 Months | 7.24% |
| 61 to 72 Months | 7.74% |
| Model Years 2016 and Older | |
| Up to 48 Months | 7.74% |
| 49 to 60 Months | 8.24% |
| 61 to 72 Months | 8.74% |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples, not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: 3.99% APR for 48 months equals $22.58 for every $1,000 borrowed. 48-month financing requires a minimum loan amount of $5,000. 60-month financing requires a minimum loan amount of $10,000. 72-month financing requires a minimum loan amount of $20,000.
**90 Day no pay. Interest begins to accrue at the time of disbursement.
| Term | APR* as Low as |
|---|---|
| Up to 24 Months | 9.24% |
| 36 Months | 9.74% |
| 48 Months | 10.24% |
| 60 Months | 10.74% |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples, not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: 9.99% APR for 48 months equals $25.37 for every $1,000 borrowed. 60-month financing requires a minimum loan amount of $10,000. The Maximum Personal Loan amount is $50,000.
| Name | APR* as Low as |
|---|---|
| Overdraft Line-of-Credit | 13.50% |
| Revolving Line-of-Credit | 13.50% |
| Home Equity Line of Credit (HELOC)** | 8.00% |
| Visa Platinum Rewards Credit Card† | 13.74% |
| Credit Builder Step 1 Loan | 18.00% |
| Credit Builder Step 2 Loan | 15.00% |
| Share or Certificate (CD) Secured Loan | Consult Credit Union |
*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples, not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Regular monthly payments will be determined based on the rate, term selected, and individual loan amount. Payment Example: $100,000 at 4.375% is a monthly principal and interest payment of $499.29. or $4.99 for each $1,000.00 borrowed. This is based on a loan-to-value ratio of 80% and 20% down.
**The Annual Percentage Rate may vary after the account is opened, and the maximum APR that may be imposed under the plan is 18.00%. Fees that may apply include: Appraisal Fee: $700 (Subject to reimbursement if not required), Mortgage Filing Fee: $50, Flood Certification Fee: $14, Title Insurance (Junior Policy) Fee: $200 (This is a negotiated price with Chicago Title), and Mortgage Discharge Fee: $50. Member must provide property insurance with BlueOx as the loss payee (lienholder).
†APR=Annual Percentage Rate. After the six-month introductory period, the rate is the same as the purchase rate. There are no Balance Transfers or Cash Advance fees. Foreign Transaction Fees are 1.00% of each transaction in US Dollars. If you are charged interest, the charge will be no less than $1.00. Late Payment Fees are up to $29.00 or the amount of the required minimum payment, whichever is less, if you are 15 or more days late in making a payment. In the event you fail to make a payment on time in any of the six billing cycles after the initial payment, you will be charged $40.00 or the amount of the minimum payment, whichever is less. All rates are variable, based on Prime Rate. Actual APR based on credit history. Subject to credit approval. Rates are subject to change without notice. 0.00% Introductory APR for 6 billing cycles from the date of account opening of balance transfers. After that, the standard APR will be 13.74% to 18.00%, depending on your credit history.