home loans
Make your dreams of owning a home a reality with affordable mortgage loan rates and flexible terms to match your lifestyle.
guaranteed low mortgage rates
We will match your rate or give you $300 off closing costs.*
closings in 30 days or less
Enjoy the convenience of closings in 30 days or less on new purchase transactions or receive $200 off closing costs.*
earn a $50 gift card upon closing
Contact our Trusted Mortgage Lenders for an appointment at (269) 660-1310 or apply now by clicking below.
- Construction, refinance and new purchase Home Loans available
- Closings in 30 days or less*
- Fixed-Rate Home Loans, Construction Loans and Jumbo Mortgages
- Vacant Land Loans**
- Financed and serviced at BlueOx
- Fast, local lending decisions
- Trusted Mortgage Advisors that treat you like a neighbor
- Customized Home Loans to fit your budget
- Quick, seamless and tailored to your needs
- Local, hometown, superior service
- Fixed-rate purchase and refinance options
- Free, quick and easy pre-approvals
- Low closing costs
- Competitive rates and flexible terms
- Make payments online or in-branch
TruStage® home insurance discount
Paying too much for Home insurance? As a BlueOx Credit Union member, you could save hundreds of dollars through the TruStage® Home Insurance Program. And you can easily switch carriers—without losing any money. Click the button below to learn more.
| NMLS | Name |
| 646287 | BlueOx Credit Union Corporate NMLS Number |
| 986058 | Drew Boucher |
| 652822 | Tracy Card |
| 2018213 | D'Kota Hagan |
| 938891 | Robert Hawkins |
| 1075788 | Jenna Kiomento |
| 2008976 | Judy Mawi |
| 1780930 | Alex McNall |
| 1221078 | Amberle Nash |
| 2063189 | Darrin Nutt |
| 754649 | Laura Patton |
| 216757 | Danny Phillips |
| 2257339 | Quinn Phillips |
| 686626 | Kari Thurman |
| 909032 | Jessica Webb |
The BlueOx Credit Union Home Mortgage Disclosure Act (HMDA) disclosure statement may be obtained on the Consumer Financial Protection Bureau website.
*Our Low-Rate Guarantee: BlueOx Credit Union Credit Union will match legitimate competitor offers up to .25% APR below current posted rates or credit the borrower $300 off closing costs. Proof of current rate is required. Must open a BlueOx Credit Union Checking Account. Subject to credit approval. Other rates and terms available. Offer not valid on loans currently financed with BlueOx Credit Union. Our low-rate guarantee and 30-day closing offers cannot be combined with any other offers. Closings in 30 days or less valid on purchase transactions only. Rate Savings Example: $62,215 savings is based on the example of an outstanding balance of $150,000 on a 30 year mortgage, from a rate of 5.00% APR down to 3.00% APR. APR=Annual Percentage Rate. Rates subject to change without notice.
**BlueOx offers Vacant Land Loans only when purchasing in conjunction with a Construction Loan.
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