IDProtect® Plus

defend your identity and credit with IDProtect® Plus!

IDProtect Logo - Protection You Can Count On.

Identity theft is a crime in which an imposter gains access to another’s personal information, such as Social Security Number, credit card numbers or medical insurance information and uses this information for personal gain. Identity theft might be the result of a lost or stolen purse, stolen mail, documents taken from trash, data breach, computer virus or telephone scam.

Personal accounts at BlueOx Credit Union include our identity theft protection service, IDProtect® Plus. You, your family1 and joint account holders receive the following identity theft protection for a low monthly security fee2 of $3.95.
 

  • Comprehensive Identity Theft Resolution Services
    A dedicated fraud specialist assigned to manage your case. Experienced recovery professionals will handle the recovery process until your identity is restored.
  • Identity Theft Expense Reimbursement Coverage3
    Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.
  • Identity Monitoring
    Monitoring of over 1,000 databases and public records to identify suspicious activity. Registration/activation required to receive benefits.
  • Single Bureau Credit File Monitoring4
    Daily credit file monitoring and automated alerts of key changes to credit reports.
  • Single Bureau Credit Reports and Scores
    Access to single credit bureau credit report and score.
  • Debit and Credit Card Registration
    Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards. Registration/activation required.
  • Educational Resources/News Center
    Get advice on ways to protect yourself from identity theft, read educational tips and access valuable online resources and news related to identity fraud and credit. Registration/activation required. Available online only.
  • $10,000 Accidental Death and Dismemberment Insurance5
    Up to $10,000 of 24-hour accidental death and dismemberment insurance coverage.
  • Cellular Telephone Protection5
    Coverage: Up to four phones listed on the cellular phone bill, damage or theft, up to two claims per year, up to $400 per claim with a $50 deductible per claim.6
  • Debit Advantage®7
    Buyer’s Protection5 covering items for 90 days from the date of purchase against accidental breakage, fire or theft, and Extended Warranty5 coverage, which extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years.
  • $hopping Rewards™
    Online cash back shopping with national and local merchants. Cash back will be held in your $hopping Rewards account to use toward future purchases – or conveniently sent to you as a check. Registration/activation required. Available online only.
  • Travel and Leisure Discounts
    Shopping, dining and travel discounts. Available online only.
  • Health Discounts8
    Prescription drug, vision and dental savings.

IDProtect® Plus is a proactive service provided to our membership. If you have any questions about IDProtect® Plus or how to access its valuable benefits, please contact a Member Service Specialist at (800) 648-8035.

IDProtect® Plus Brochure IDProtect® Plus Log-In

For members with our former grandfathered IDProtect® service, log-in below: 

IDProtect® Log-In

1 Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation.  Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household. 
Security fee will be charged the fourth day of each month and will apply to coverage for the current month.
Coverage divides equally on joint accounts and reduces by 50% at age 70.
Credit file monitoring may take several days to begin following activation.
Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Coverage may not be available in all jurisdictions. 
Cellular telephone bill must be paid through an eligible BlueOx Credit Union Checking Account.

Item(s) must be purchased entirely with an eligible BlueOx Credit Union Checking Account.

This benefit is a health discount plan and is not insurance. Registration/activation required.

Insurance products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the Credit Union or any Credit Union affiliate.

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