Skip-a-payment allows you to skip a monthly payment on your BlueOx Credit Union Vehicle, Personal or RV or Boat Loan to put a little cash back in your wallet for other expenses.

how to skip a payment

Online Banking Users:

The easiest and fastest way to skip-a-payment is from within It’sMe247 Online Banking. Simply log in and look for the “SP” icon next to your loan, which means you can skip-a-payment on that loan.

Not an Online Banking User?

Print and submit the Skip-a-Payment form.

4 convenient ways to submit your completed form:

Option 1: Drop it off at any of our branch locations.

Option 2: Mail it to: BlueOx Credit Union, 115 Riverside Dr, Battle Creek, MI 49015

Option 3: Submit it through online submission.

Option 4: Snap a clear picture of the entire completed form with your phone and text it to (800) 648-8035.

*Must be a member in good standing with all loans current to participate in BlueOx Credit Union's Skip-A-Payment Program. This program is not available during the first six months of the loan term. Loans are limited to two (2) Skip-A-Payment's per calendar year up to six (6) per loan term. There is a $40 service fee per payment skipped. The following loan types are eligible for this program: Vehicle, Recreational and Personal. The following loan types are not eligible for this Program: Credit Card, Home Equity, Mortgage, Mobility, Indirect and Recourse. Finance charges will continue to accrue on a daily basis at the Annual Percentage Rate set forth in the loan agreement, both during and after the deferral period. Deferral of scheduled payments and/or the application of fee to the outstanding loan balance will result in increased finance charges and possibly a greater number of payments. Additional payment(s) may be due beyond original pay off date. In all other respects, the provisions of original agreement remain in full force and effect. Scheduled payments will resume with the payment following the deferral and continue thereafter. Next monthly payment will include finance charges accrued from the skipped month. Monthly premium for Payment Protection will be added to the loan for the skipped month.

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