savings accounts

BlueOx Credit Union helps to connect your dreams of today to your realities of tomorrow. For security and good returns, your best investment opportunity is right here at BlueOx. With a complete line of trusted products and services, it’s our pleasure to assist you in building a strong future.

regular savings account

A Regular Savings Account establishes your official membership with BlueOx Credit Union and is the perfect way to start preparing for the future. With a $5 minimum balance and no monthly service charges, this basic account lets you save as little or as much as your budget allows. Get started today!

special savings account

Members may open Special Savings Accounts for budgeting purposes or to save for special purchases such as a vacation, wedding, new vehicle, college education, and more.

youth banking - blue’s bright beginnings

Today’s youth are never too young to start learning good financial habits. That’s why BlueOx Credit Union offers a FREE youth banking program to help our youngest members, ages 0-18, get excited about saving and become successful money managers!

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long-term savings 11-month certificate special

Add on as much as you want - whenever you want and earn 3.25% APY*! Different than our other CDs, the add-on CD allows you to deposit funds at any time throughout the term - allowing you to maximize money earned. Start slow with a minimum of $50 and take advantage of ONE rate bump† over the term of the Certificate! 

build your own certificate

Save money and do it YOUR way with our new “Build Your Own Certificate” Special. For a limited time only, earn a high-interest rate of 4.25% APY* on balances as low as $50 – with whatever term YOU decide. Available terms range anywhere from 3 to 12 months. Your Savings. Your way. Any way you want it!

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money market accounts

A Money Market Account is the ideal savings account for members who want to maximize the return on their investment and still have easy access to their funds.

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christmas club account

Getting prepared for holiday spending is much easier with the higher earning potential of the Christmas Club Account. Save all year long, and funds will automatically transfer to your Regular Savings Account on November 1 annually, just in time for holiday shopping.

vacation club account

Sit back. Relax. You've earned a vacation! The BlueOx Credit Union Vacation Club Account is your ticket to paradise. We offer Vacation Club Accounts to give you a little help in meeting those special "getaway" savings goals.

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benefits of a savings account

  • Competitive dividend rate
  • Interest accrues daily, paid quarterly
  • No minimum balance requirement
  • Make deposits anytime, all year long
  • Make withdrawals anytime without penalty

become a member and open a savings account today!

Ready to start saving? Click the button below to become a member, or stop by any branch with your photo identification and Social Security Card and speak to a Member Service Advisor. For more information, contact us at (800) 648-8035. If you are already a member of BlueOx Credit Union, you may open any of our Savings Accounts within Online Banking.

Become a Member 

federal share insurance

Your member Savings Accounts are protected up to $250,000 by the National Credit Union Association (NCUA).


*APY = Annual Percentage Yield. Fees may reduce earnings. Federally insured by the NCUA. Minimum of $50 in new money deposited. New money is defined as money not currently on deposit with BlueOx Credit Union. Rates are subject to change without prior notification. The Annual Percentage Yield is accurate as of the last dividend declaration date.

†Allows for additional deposits, as well as one rate increase per member request throughout the term of the CD. Penalties still apply for withdrawal before the maturity date of the CD.

‡Member chooses the term, available terms are 3, 6, and 12 months. 

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