BlueOx Credit Union service charges

service charges
Effective Date: Saturday, August 15, 2020
ServiceCharge
SAVINGS ACCOUNTS
Inactive Account, per month
(no activity 90+ days, bal <$100.00, no other services)
$5.00
Dormant account, per month (no activity for 12 months) $5.00
CHECKING ACCOUNTS
Auto transfer from Savings to Checking to cover NSF $12.00
Paper statement, per month** $3.00
Temporary checks, per page $2.00
ATM and DEBIT CARD
ATM, non-member transaction $2.00
Card replacement fee $10.00
Debit Card charge back $25.00
Foreign ATM withdrawals, transfers, deposits, or inquiries (first four free) $1.00
OTHER SERVICES
Account-to-Account (A2A) Transfer, each $2.50
Account hold, per item
(check, Debit/ATM Card, electronic funds transfer)
$32.00
Account reopening (within 6 months of closing) $25.00
Account research/reconciliation fee $30.00
Cashier's check, each $5.00
Deposited items returned unpaid fee $35.00
Early Direct Deposit/ACH fee (subject to credit union approval) $10.00
Escheatment fee, per item, per account $75.00
IDProtect® Plus, per month $3.95
Inactive Bill Pay user, per month $5.00
Joint owner/beneficiary change
(two or more in 12 months)
$25.00
Levy/garnishment/subpoena fees $75.00
Medallion signature guarantee, non-member $25.00
Member check cashing
(age 18+, balance <$100.00, no other services)
$3.00
Money orders, each $3.00
Mortgage discharge or subordination fee $50.00
Non-member check cashing fee $10.00
NSF or overdraft fee (paid or unpaid) $35.00
Notary fee, non-member, per document $10.00
Overnight/rush fee per item
(including replacement card rush delivery)
$25.00
Reloadable Debit Card or Gift Card or re-loading of funds $5.00
Returned mail/wrong address fee $5.00
Skip-a-Payment fee $40.00
Stop payment fee $30.00
Wire transfer, out-going fee $20.00
Wire transfer, incoming fee $5.00
Wire transfer, international fee $35.00

*An NSF fee is charged each time an item is presented against insufficient funds. The payee (or the payee's institution) may represent a previously returned item. Each presentment against insufficient funds will result in a separate fee.

**Service charge waived for primary account holders under 18 and 65 or older. eStatements are free.

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