BlueOx Credit Union service charges

service charges
ServiceCharge
ALL ACCOUNTS
NSF, Courtesy Pay, or Overdraft Fee (paid or unpaid)* $27.00
Stop Payment Fee $27.00
SAVINGS ACCOUNTS
Par Value of One Share $5.00
Minimum Shares Balance Fee (aggregate savings balance of <$100, no other services)** $5.00
CHECKING ACCOUNTS
Auto Transfer from Savings to Checking to cover NSF $5.00
Checking Plus Account, per month $5.95
Temporary Checks 2.00 per page
GENERAL SERVICES
Pay by Phone fee $5.00
Wire Transfer, Incoming Fee $10.00
Wire Transfer, Out-Going fee $35.00
Wire Transfer, International Fee $50.00
Cashier Check Fee (four free per month) 3.00 per check
Money Orders Fee 3.00 per money order
Paper Statement Delivery*** 5.00 per mailing
CARD SERVICES
ATM, Non-Member Transaction $4.00
Card Replacement Fee $10.00
Foreign ATM Withdrawals, Transfers, Deposits, or Inquiries (first four free per month) $2.00
OTHER SERVICES
Dormant Account, (no activity for 12 months) 25.00 per month
Overnight/Priority Fee 35.00 per item
Notary Fee (non-member) 10.00 per document
Non-Member check cashing fee $10.00
Mortgage Discharge or Subordination Fee $50.00
Membership Closure Fee† 25.00 per membership
Membership Reopen Fee‡ 25.00 per membership
Escheat Process Fee $75.00
Account Research/Reconciliation Fee 20.00 per hour
Incorrect Mail/Email Address Fee 15.00 per month
Levy/Garnishment/Subpoena Fees $35.00
Gift Card $3.00
Skip-a-Payment $35.00
LoanPay Xpress - Debit/Credit Card Payment Fee $10.00
Early Direct Deposit/ACH Fee (subject to credit union approval) $5.00
Deposited Items Returned Unpaid 15.00 per item
Document Copy Fee 2.00 per item

*An NSF fee is charged each time an item is presented against insufficient funds. The payee (or the payee's institution) may represent a previously returned item. Each presentment against insufficient funds will result in a separate fee.

**Minimum Shares Balance Fee waived if the member has any other additional account under the same membership, and for primary account holders under age 18.

***Service charge waived for primary account holders under 18 and 65 or older.

If closed within 6 months of account opening.

If opened within 6 months of account opening.

 

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