BlueOx Credit Union service charges

service charges
Effective Date: Saturday, September 25, 2021
ServiceCharge
SAVINGS ACCOUNTS
Inactive Account, per month
(no activity 90+ days, bal <$100.00, no other services)
$5.00
Dormant account, per month (no activity for 12 months) $50.00
Minimum Shares Balance Fee (aggregate savings balance of <$100, no other services)*** $5.00
CHECKING ACCOUNTS
Auto transfer from Savings to Checking to cover NSF $12.00
Paper statement, per month** $3.00
Temporary checks, per page $2.00
ATM and DEBIT CARD
ATM, non-member transaction $2.00
Card replacement fee $10.00
Foreign ATM withdrawals, transfers, deposits, or inquiries (first four free) $1.00
OTHER SERVICES
Account-to-Account (A2A) Transfer, each $2.50
Account reopening (within 6 months of closing) $25.00
Account research/reconciliation fee $30.00
Cashier's check, each $5.00
Deposited items returned unpaid fee $35.00
Early Direct Deposit/ACH fee (subject to credit union approval) $10.00
Escheatment fee, per item, per account $75.00
IDProtect® Plus, per month $3.95
Inactive Bill Pay user, per month $5.00
Joint owner/beneficiary change
(two or more in 12 months)
$25.00
Levy/garnishment/subpoena fees $75.00
Medallion signature guarantee, non-member $25.00
Member check cashing
(age 18+, balance <$100.00, no other services)
$3.00
Money orders, each $3.00
Mortgage discharge or subordination fee $50.00
Non-member check cashing fee $20.00
NSF or overdraft fee (paid or unpaid) $35.00
Notary fee, non-member, per document $10.00
Overnight/rush fee per item
(including replacement card rush delivery)
$25.00
Gift Card $5.00
Incorrect Mail/Email Address fee, per month $20.00
Skip-a-Payment fee $40.00
Stop payment fee $30.00
Wire transfer, out-going fee $35.00
Wire transfer, incoming fee $15.00
Wire transfer, international fee $50.00
IRA maintenance fee $30.00 annually
History printout fee $1.00 per printout
Document copy fee $5.00 per item
Verification of deposit fee $25.00 per request
Phone transfer fee $3.00

*An NSF fee is charged each time an item is presented against insufficient funds. The payee (or the payee's institution) may represent a previously returned item. Each presentment against insufficient funds will result in a separate fee.

**Service charge waived for primary account holders under 18 and 65 or older. eStatements are free.

***Minimum Shares Balance Fee waived if member has any other additional account under the same membership and for primary account holders under age 18.

Fees may reduce earnings on accounts. 

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