BlueOx Credit Union service charges

service charges
Dormant account, per month (no activity for 12 months) $50.00
Minimum Shares Balance Fee (aggregate savings balance of <$100, no other services)*** $5.00
Auto transfer from Savings to Checking to cover NSF $12.00
Paper statement, per month** $5.00
Temporary checks, per page $2.00
ATM, non-member transaction $4.00
Card replacement fee $10.00
Foreign ATM withdrawals, transfers, deposits, or inquiries (first four free) $2.00
Account-to-Account (A2A) Transfer****, each $2.50
Account reopening (within 6 months of closing) $25.00
Account research/reconciliation fee $30.00
Cashier's check, each $5.00
Christmas Club early withdrawal $5.00
Deposited items returned unpaid fee $35.00
Document copy fee $5.00 per item
Early Direct Deposit/ACH fee (subject to credit union approval) $10.00
Escheatment fee, per item, per account $75.00
Gift Card $5.00
History printout fee $2.00 per printout
IDProtect® Plus, per month $3.95
Incorrect Mail/Email Address fee, per month $20.00
IRA maintenance fee $30.00 annually
Joint owner/beneficiary change
(two or more in 12 months)
Levy/garnishment/subpoena fees $75.00
Medallion signature guarantee, non-member $25.00
Member check cashing
(age 18+, balance <$100.00, no other services)
Membership close fee $25.00
Money orders, each $3.00
Mortgage discharge or subordination fee $50.00
Non-member check cashing fee $20.00
Notary fee, non-member, per document $10.00
NSF or overdraft fee (paid or unpaid) $35.00
Overnight/Priority fee per item
(including replacement card rush delivery)
Pay by Phone fee $10.00
Phone transfer fee $3.00
Skip-a-Payment fee $40.00
Stop payment fee $30.00
Verification of deposit fee $25.00 per request
Wire transfer, out-going fee $35.00
Wire transfer, incoming fee $15.00
Wire transfer, international fee $50.00

*An NSF fee is charged each time an item is presented against insufficient funds. The payee (or the payee's institution) may represent a previously returned item. Each presentment against insufficient funds will result in a separate fee.

**Service charge waived for primary account holders under 18 and 75 or older. eStatements are free.

***Minimum Shares Balance Fee waived if the member has any other additional account under the same membership and for primary account holders under age 18.

****financial institution to financial institution transfer

Fees may reduce earnings on accounts. 

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