Save More - Earn More! Certificate Accounts offer competitive dividend rates for members seeking to earn more for their savings for terms from three months all the way up to five years. Youth certificates are also available for ages birth to 17 to help our younger members get a jump start on saving. Additionally, certificate funds are available to use as collateral for a certificate-secured loan at a low rate of interest. 

long-term savings certificate

Add on as much as you want - whenever you want and earn 5.25% APY*! Different than our other CDs, the add-on CD allows you to deposit funds at any time throughout the term - allowing you to maximize money earned. Start slow with a minimum of $50 and take advantage of ONE rate bump† over the term of the Certificate! 

Certificate Rates

Make your money work for you! Apply by clicking the button below, within Online Banking, stop by any of our branches, or call a Member Service Advisor at (800) 648-8035.

Apply Today

*APY = Annual Percentage Yield. Fees may reduce earnings. Federally insured by the NCUA. A minimum of $50 in new money will be deposited. New money is defined as money not currently on deposit with BlueOx Credit Union. Rates are subject to change without prior notification. The Annual Percentage Yield is accurate as of the last dividend declaration date.

†Allows for additional deposits, as well as one rate increase per member request throughout the term of the CD. Penalties still apply for withdrawal before the maturity date of the CD.

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