certificates
Save More—Earn More! Certificate Accounts offer competitive dividend rates for members seeking to earn more for their savings. Terms range from three months to five years. Youth certificates are also available for ages birth to 17 to help our younger members get a jump start on saving. Additionally, certificate funds are available to use as collateral for a certificate-secured loan at a low rate of interest.
turn your savings into lasting memories with TWO great CD options:
For a limited time, earn 3.65% APY* on a 7-Month CD and 3.75% APY* on a 9-Month CD at BlueOx Credit Union.
Apply today within Online Banking, stop by any of our branches, or call a Member Service Representative at (800) 648-8035.
estimate your savings
CDs are considered one of the safest forms of investing. Consistent investments over a number of years can be an effective strategy for accumulating wealth. Use our savings calculator to see how to put some strategy into your savings.
Have any specific savings goals in mind? What will it take to reach your financial goals? Use the savings goal calculator to get an idea and get more information about the savings plan you should follow, and what you can do to help ensure that you stay on track.
Savings Goal Calculator
read our blog
- how do certificates of deposit (CDs) work?
- savings accounts, money markets, and certificates: what’s the difference?
*APY = Annual Percentage Yield. APY is accurate as of January 6, 2026. Fees may reduce earnings. To receive the promotional rate of 3.65% APY, the 7-month CD must be opened with a minimum of $50. To receive the promotional rate of 3.75% APY, the 9-month CD must be opened with a minimum of $50. Rates are subject to change without prior notification. Penalties will apply for withdrawal before the maturity date of the CD. Dividends are posted monthly. Limited-time offer. Federally insured by the NCUA. Call 800.648.8035 for more information.
Go to main navigation