We will Meet or Beat your Auto Loan rate or we will pay you $100 cash!

new and used auto loans

Drive home some serious savings - now is the time to buy that car, truck or SUV you have been dreaming of! You can get better performance out of your budget and more miles out of your money when you finance a new or used vehicle at BlueOx Credit Union or refinance an existing auto loan from another financial institution.


  • We will pay you $100 cash if we cannot beat your current car loan rate*
  • No money down options
  • Extended terms up to 84 months on new and used autos
  • Open your loan online from start to finish
  • Quick and easy pre-approvals
  • GAP and Mechanical Repair coverage available
  • Payment protection coverage available

Apply Online!


smart choice vehicle buying

Buying a new vehicle can be stress-free, smart and simple when you take advantage of our convenient and easy-to-use car buying tools.

Vehicle Research

Before you buy, we think it’s important that you do your research. Learn more about the vehicle of your dreams – safety, soundness, competition, features, fuel economy, pricing, colors, offers and much more!

Find Cars

Not exactly sure what you’re looking for? Search and browse all vehicles by make and model or vehicle type, all from the comfort of your home.

Build Your Own

Select the make and model of the new vehicle that fits your lifestyle and your budget – then have some fun making it your own! Choose interior and exterior colors, fabrics, premium packages, accessories and much more.

Locate Dealers

Save time when you’re shopping by going straight to one of our dealership partners. Your loan will be serviced and accessible through BlueOx Credit Union, but for convenience, you can start and finish the application process onsite at the dealer. Simply enter a zip code to find one of our trusted dealership partners near you!


Calculate a monthly payment, get pre-approved, apply for car financing, gain valuable tips and information regarding car buying, insurance, credit reports and more!

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TruStage auto insurance

As a member you could save hundreds of dollars on car insurance through the TruStage® Auto Insurance Program. Call (800) 789-6286 today or click the button below to learn more.

Learn More

ready to get started?

Apply today or stop by any of our branches or call a Member Service Advisor at (800) 648-8035.

*APR=Annual Percentage Rate. Current rate must be greater than 1.99% APR. Proof of current rate is required. Must open a BlueOx Credit Union Checking Account. BlueOx Credit Union will beat your current rate by at least .25% APR (down to our floor rate of 1.99% APR) or we will deposit $100 into your BlueOx Savings Account. Subject to credit approval. Other rates and terms available. Offer not valid on loans currently financed with BlueOx Credit Union.

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