new and used auto loans

Now is the time to buy that car, truck, or SUV you have been dreaming of! You can get better performance out of your budget and more miles out of your money when you finance a new or used vehicle at BlueOx Credit Union or refinance an existing auto loan from another financial institution.


  • No money-down options
  • Extended terms up to 84 months* on new and used autos
  • Open your loan online from start to finish
  • Quick and easy pre-approvals
  • GAP and Mechanical Repair coverage available
  • Payment protection coverage available

ready to get started?

Apply Online!

Current Rates

You may also stop by any of our branches or call a Member Service Advisor at (800) 648-8035.


smart choice vehicle buying

Buying a new vehicle can be stress-free, smart, and simple when you take advantage of our convenient and easy-to-use car-buying tools.

Vehicle Research

Before you buy, we think it’s important that you do your research. Learn more about the vehicle of your dreams – safety, soundness, competition, features, fuel economy, pricing, colors, offers, and much more!

Find Cars

Not exactly sure what you’re looking for? Search and browse all vehicles by make and model or vehicle type, all from the comfort of your home.

Build Your Own

Select the make and model of the new vehicle that fits your lifestyle and your budget – then have some fun making it your own! Choose interior and exterior colors, fabrics, premium packages, accessories, and much more.

Locate Dealers

Save time when you’re shopping by going straight to one of our dealership partners. Your loan will be serviced and accessible through BlueOx Credit Union, but for convenience, you can start and finish the application process onsite at the dealer. Simply enter a zip code to find one of our trusted dealership partners near you!


Calculate monthly payments, get pre-approved, apply for car financing, and gain valuable tips and information regarding car buying, insurance, credit reports, and more!

read our blog

TruStage auto insurance

As a member, you could save hundreds of dollars on car insurance through the TruStage® Auto Insurance Program. Call (800) 789-6286 today or click the button below to learn more.

Learn More

*Rates shown are meant to serve as examples, not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: 4.99% APR for 36 months equals $28.00 for every $1,000 borrowed. 36-Month financing and 48-month financing require a minimum loan amount of $5,000. 60-month financing requires a minimum loan amount of $10,000. 72-month financing requires a minimum loan amount of $15,000. 84-month financing requires a minimum loan amount of $20,000.

Go to main navigation