Adventures begin with a BlueOx Auto Loan! Enter to win one of 50/$50 fuel cards!***  Rates as low as 2.99% APR* up to 60 months.

new and used auto loans

You're off to great adventures with a BlueOx Credit Union Auto Loan! For a limited time only, enter to win one of 50/$50 fuel cards*** and enjoy rates as low as 2.99% APR* when you apply for a BlueOx Auto Loan - this is one road trip you won't want to miss out on!

we will meet or beat your rate or pay you $100

Provide proof of your current rate and if we can't beat it by at least 0.25% APR,** we will deposit $100 into your BlueOx Savings Account.

low-cost payment and vehicle protection options

We offer affordable payment and vehicle protection options to provide peace of mind and protect your investment!

convenient 90-day no pay

Enjoy 90 days on the road without having to make a payment! 

Apply Online

get pre-approved

benefits of a BlueOx auto loan


  • No money down options
  • Extended terms up to 84 months on new and used autos
  • Open your loan online from start to finish
  • Quick and easy pre-approvals
  • Vehicle portection coverage available
  • Payment protection coverage available

smart choice vehicle buying

Buying a new vehicle can be stress-free, smart and simple when you take advantage of our convenient and easy-to-use car buying tools.







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new and used vehicle loans
Effective Date: Thursday, July 29, 2021
TermAPR* as Low as
Model Years 2015 to 2021
Up to 60 Months 2.99%
61 to 72 Months 3.99%
73 to 84 Months 4.29%
Model Years 2014 and Older
Up to 60 Months 4.69%
61 to 72 Months 4.99%
73 to 84 Months 5.29%

ready for your adventure?

Apply online or get pre-approved today! You may also stop by any of our branches or call a Member Service Advisor at (800) 648-8035.

*APR=Annual Percentage Rate. Rate effective 7/1/21 and is subject to change without notice. Limited time offer on Auto Loans of $15,000 or more. Valid on new loans and refinances from other financial insti-tutions. Subject to credit approval. Other rates and terms available.Payment Example: $20,000 at 2.99% APR for 60 months equals $359.33 per month. 60-month financing requires a minimum loan amount of $5,000. 61-72-month financing requires a minimum loan amount of $15,000. 73-84-month financing requires a minimum loan amount of $20,000.

**Current rate must be greater than 1.99% APR. Proof of current rate is required. Must open a BlueOx Credit Union Checking Account. BlueOx Credit Union will beat your current rate by at least .25% APR (down to our floor rate of 1.99% APR) or we will deposit $100 into your BlueOx Savings Account. Offer not valid on loans currently financed with BlueOx Credit Union.

***The fuel card contest begins 7/1/21 and ends 9/30/21. Drawing for 50 - $50 fuel cards held by 10/31/21. Entrants receive one entry for financing a valid Vehicle Loan and one entry for having a current or new BlueOx Credit Union Visa® Platinum Rewards Credit Card. Winners will be randomly selected from among all eligible members in the contest. Actual odds of winning are based upon the number of eligible entries received. Winner is solely responsible for all applicable federal, state and local taxes and any expenses associated with the prize. See details and official rules at

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