new and used auto loans
You're on the route to great rates with a BlueOx Credit Union Auto Loan! For a limited time only, enter to win one of 50/$50 fuel cards.***
we will meet or beat your rate or pay you $100
Provide proof of your current rate and if we can't beat it by at least 0.25% APR,** we will deposit $100 into your BlueOx Savings Account.
low-cost payment and vehicle protection options
We offer affordable payment and vehicle protection options to provide peace of mind and protect your investment!
- Payment Protection
- Guaranteed Asset Protection
- Mechanical Repair Coverage
- Depreciation Protection Waiver
- Auto Essentials
TruStage® auto insurance discount
Paying too much for Auto insurance? As a BlueOx Credit Union member, you could save hundreds of dollars through the TruStage® Auto Insurance Program. And you can easily switch carriers—without losing any money. Click the button below to learn more.
benefits of a BlueOx auto loan
- No money down options
- Extended terms up to 84 months on new and used autos
- Open your loan online from start to finish
- Quick and easy pre-approvals
- Vehicle protection coverage available
- Payment protection coverage available
smart choice vehicle buying
Buying a new vehicle can be stress-free, smart and simple when you take advantage of our convenient and easy-to-use car buying tools.
|Term||APR* as Low as|
|Model Years 2017 to 2023|
|Up to 60 Months||3.19%|
|61 to 72 Months||3.75%|
|73 to 84 Months||4.49%|
|Model Years 2016 and Older|
|Up to 60 Months||4.19%|
|61 to 72 Months||4.75%|
|73 to 84 Months||5.49%|
*APR=Annual Percentage Rate. Rate effective 7/1/22 and is subject to change without notice. Limited time offer on Auto Loans of $15,000 or more. Valid on new loans and refinances from other financial insti-tutions. Subject to credit approval. Other rates and terms available.Payment Example: $20,000 at 2.99% APR for 60 months equals $359.33 per month. 60-month financing requires a minimum loan amount of $5,000. 61-72-month financing requires a minimum loan amount of $15,000. 73-84-month financing requires a minimum loan amount of $20,000.
**Current rate must be greater than 1.99% APR. Proof of current rate is required. Must open a BlueOx Credit Union Checking Account. BlueOx Credit Union will beat your current rate by at least .25% APR (down to our floor rate of 1.99% APR) or we will deposit $100 into your BlueOx Savings Account. Offer not valid on loans currently financed with BlueOx Credit Union.
***The fuel card contest begins 7/1/22 and ends 9/30/22. Drawing for 50 - $50 fuel cards held by 10/31/22. Entrants receive one entry for financing a valid Vehicle Loan and one entry for having a current or new BlueOx Credit Union Visa® Platinum Rewards Credit Card. Winners will be randomly selected from among all eligible members in the contest. Actual odds of winning are based upon the number of eligible entries received. Winner is solely responsible for all applicable federal, state and local taxes and any expenses associated with the prize. See details and official rules at BlueOXcu.org/auto-loan-promotion-official-rules.Go to main navigation