January 2022 eNewsletter


86th Annual Meeting

Join Us for Our 86th Annual Meeting - BlueOx Credit Union

Plan to meet with us virtually! Join us via Zoom at 4 p.m. Wednesday, April 27 for a live viewing of our 86th Annual Meeting. Stay tuned to our Annual Meeting web page coming soon in March for all the details.

The Nominating Committee of BlueOx Credit Union is submitting the following candidates for election to the Board of Directors at the Annual Meeting: Marion Ducher and Joe Ratti (three-year terms).

If you are interested in receiving information regarding nomination, please contact Steve Cobb at (269) 660-1341. Candidate nominations must be submitted before January 31, 2022.

Holiday Hours

Martin Luther King Jr. Day. A National Day of Service. - BlueOx Credit Union

In observance of Martin Luther King Jr. Day, all BlueOx locations will be closed Monday, January 17. We will re-open for normal business on Tuesday, January 18. BlueOXcu.org and our Mobile App are open all day, everyday for your banking needs.

Learn More


Swipe. Earn. Score.

Swipe. Earn. Score. Earn 3-2-1 ScoreCard Rewards Points when you use your BlueOx Platinum Rewards Credit Card from 10/1/21 to 3/31/22.

0% APR* on Balance Transfers for the First Six Months

Open a new BlueOx Visa® Platinum Rewards Credit Card and take advantage of 0% APR* for the first six months on balance transfers and enjoy no balance transfer or cash advance fees. A balance transfer is a great option for paying off credit card debt and consolidating multiple credit cards into one monthly payment to pay off your debt faster.

Earn 3-2-1 ScoreCard Rewards Points

Earn 3-2-1 ScoreCard Rewards Points when you use your BlueOx Platinum Rewards Credit Card from October 1 to March 31, 2022.

You work hard for your money and deserve to be rewarded! With your BlueOx Visa® Platinum Rewards Credit Card, you get rewards for every purchase; a low, competitive rate and no annual fees – ever! Plus, you can choose how to redeem the points you earn while making everyday purchases. What’s your pleasure—Merchandise? Travel? Or even connect your card to PayPal and pay with points! It’s up to you! For a limited time earn...

  • 3X Rewards on Entertainment, Travel and Restaurants*
  • 2X Rewards on Groceries and Gas*
  • 1X Rewards on All Other Purchases*

Don't Have a BlueOx Credit Card?

Apply online today! You may also stop by any of our branches or call a Member Service Advisor at (800) 648-8035.

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Early Direct Deposit – Get Paid Sooner!

Early Direct Deposit- Get Paid Sooner! - BlueOx Credit Union

Start getting your paycheck before payday with Early Direct Deposit. When you see your electronic transaction pending within Online Banking or our Mobile App, simply click “post now” to request your paycheck early and receive your funds into your BlueOx account immediately.† You may also make this request with any BlueOx Advisor at (800) 648-8035.

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Address Change

Moving? Don't forget to update you address - BlueOx Credit Union

Moving? Escaping for warmer weather? Don't forget to change your address with BlueOx Credit Union. 

You will receive a $20 service charge for every month your address is incorrect in our system. Please make sure to update your address as soon as possible to save money and ensure you're receiving all important communications from us.

How to Change Your Address

  • Log in to Online Banking.
  • Select "Info Center."
  • Select "Personal Information."
  • Select "Edit My Information."

You can also call us at (800) 648-8035 or stop by any BlueOx Branch to update this information.

Location and Hours


What You Need To Know About Tax Identity Fraud

What You Need to Know About Tax Identity Fraud - BlueOx Credit Union Blog

Ready or not, tax season is coming up! Unfortunately, this also means it’s prime time for tax identity fraud. Nobody wants to become a victim of this heartless crime, so we’ve provided some helpful tips and information you should keep in mind as you file this year. Read our blog to learn more!

Read Blog


*APR=Annual Percentage Rate. Special introductory balance transfer and purchase rate offers valid on new BlueOx VISA® Credit Cards opened 10/1/21 to 3/31/22. After the 6-month introductory period, the rate is the same as the non-introductory purchase rate. There are no balance transfer or cash advance fees. All rates are variable, based on Prime Rate. Actual APR based on credit history. Subject to credit approval. Rates are subject to change without notice. Earn 3 points for every $1 spent on purchases from merchants with Merchant Category Codes for entertainment, travel and restaurants. Earn 2 points for every $1 spent on purchases from merchants with Merchant Category Codes for purchases of gas and fuel gas stations (in-store and at the pump) and groceries. Earn 1 point for every $1 spent on all purchases that do not qualify for 2 or 3 points. Some transactions, such as cash advance transactions and balance transfers are excluded. Upon closure of the account, any points earned but not yet redeemed are immediately and automatically forfeited. Promotion valid on BlueOx Platinum Rewards Credit Cards beginning with 4867 only. Points earned on accounts open and in good standing. BlueOx Credit Union reserves the right to discontinue promotion at any time.

†$10 fee per ACH transaction. Not applicable for Social Security ACH deposits. No Checking Account required. Direct Deposit and earlier availability of funds are subject to the timing of payer’s funding. Requests per each Direct Deposit may be made within Online Banking or by contacting the Credit Union.


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