total checking
The Total Checking account offers members even more benefits and features, including:
- Mastercard® Debit Card with Mobile Wallet
- Free Mobile App and Online Banking
- Bill Pay and Mobile Deposit
- Overdraft solutions available*
- Free online eStatements and check images
- Unlimited deposits and withdrawals
- 24-hour access to more than 30,000 CO-OP Network, Alliance One, and SUM surcharge-free ATMs nationwide
- Access to more than 5,000 CO-OP Network and Xtend Shared Branch locations nationwide
- IDProtect® Plus protection at no additional cost
Members can enjoy all of these incredible services for just $5.95 a month. Plus, the monthly fee will be waived for accounts with a $5,000+ balance!
IDProtect® Plus
With Total Checking, you will receive IDProtect® Plus, which offers:
- Comprehensive Identity Theft Resolution Services
- Identity Monitoring
- Cellular Telephone Protection
- Towing Services
- Travel and Leisure Discounts
- Telehealth
- And so much more!
apply for total checking
Apply through Online Banking, stop by any of our branches, or call a Member Service Advisor at (800) 648-8035.
Go to main navigation*$27.00 Overdraft fee applies for each NSF item paid. For our standard Courtsey Pay practices we do authorize and pay overdrafts for checks and automatic or reoccurring bill payments; however we do not automatically authorize and pay overdrafts on ATM or everyday debit card transactions, unless you give us consent. Members must repay Overdraft balance within 30 days. Courtesy Pay is a discretionary service, which means we pay overdrafts at our discretion and do not guarantee that we will always authorize and pay any type of transaction.
**$5.00 fee applies for each paper statement (mailed monthly).
†Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Coverage may not be available in all jurisdictions.