December 2022 eNewsletter
Skip-a-Payment
Skip-a-Payment on your BlueOx loan and focus on the magic of this holiday season!*
Holiday Hours
Our hearts are full this holiday season because of your continued trust in us! From the BlueOx family to yours, we wish you all the best this holiday season. As always BlueOXcu.org and our Mobile App are open all day, everyday for your banking needs.
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Santa is Coming to Sterling Heights!
Santa is coming! Stop by our Sterling Heights branch - located at 39900 Van Dyke Avenue - on Wednesday, December 7, from 3-5 p.m. to get a free picture with Santa! We will also be collecting toys for the organization Friends of Foster Kids during that time. Any donations can be dropped off in the branch lobby if you'd like to participate.
1-2-3 Savings Special
Saving money is as easy as 1-2-3! As prices and rates continue to rise, it's important to keep your financial health a priority and continue to save up. Check out our different high-yielding savings options available now:
- eXclusive Checking - 1.26% APY**
- Everyday Savings Money Market - 2.27% APY**
- Long-Term Savings - 3.25% APY**
Choose one - or all three - and start earning your dividends today!
BlueOx Gift Cards
BlueOx Visa® Gift Cards are perfect for everyone and every occasion - college students, holiday gift-giving, birthdays, and more! Purchase your Gift Cards at any BlueOx Branch all year long. Give the gift of choice!
*Must be a member in good standing with all loans current to participate in BlueOx Credit Union's Skip-a-Payment Program. This program is not available during the first six months of the loan term. Loans are limited to two (2) Skip-a-Payment's per calendar year up to six (6) per loan term. There is a $40 service charge per payment skipped. The following loan types are eligible for this program: Vehicle, Recreational and Personal. The following loan types are not eligible for this Program: Credit Card, Home Equity and Mortgage. Finance charges will continue to accrue on a daily basis at the Annual Percentage Rate set forth in the loan agreement, both during and after the deferral period. Deferral of scheduled payments and/or the application of fee to the outstanding loan balance will result in increased finance charges and possibly a greater number of payments. Additional payment(s) may be due beyond original pay off date. In all other respects, the provisions of original agreement remain in full force and effect. Scheduled payments will resume with the payment following the deferral and continue thereafter. Next monthly payment will include finance charges accrued from the skipped month. Monthly premium for Payment Protection will be added to the loan for the skipped month.
**APY = Annual Percentage Yield. Rates subject to change without prior notification. Fees may reduce earnings. Minimum Balance requirements vary. Federally insured by NCUA.
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