business accounts built for the way you work

Whether you're just getting started or managing a growing business, BlueOx Credit Union offers flexible business checking and savings solutions designed to help you manage your money with confidence.

From everyday checking to enhanced digital banking tools, our accounts make it easier to keep your business moving forward.

business checking accounts

Elemental Checking

Simple, straightforward checking account with no monthly maintenance fees.

Elemental Checking is a great fit for businesses looking for an easy, no-frills account to manage everyday transactions.

Account features include:

  • No minimum balance requirement
  • No transaction limits
  • No per-transaction fees
  • Non-interest bearing account
  • Business debit card available
  • Includes Ignite CU Business Online Banking and Mobile App

With Elemental Checking, you’ll have access to the essential tools your business needs without added costs or restrictions.

Luminary Checking

Enhanced business checking with expanded digital banking capabilities.

Luminary Checking is designed for businesses that need more advanced tools to manage cash flow, streamline operations, and support future growth.

Account features include:

  • $30 monthly maintenance fee
  • No minimum balance requirement
  • No transaction limits
  • No per-transaction fees
  • Non-interest bearing account
  • Business debit card available
  • Enhanced Ignite CU Business Online Banking
  • Mobile Banking App access
  • QuickBooks Direct Link
  • Available add-on treasury management services
  • ACH Positive Pay
  • ACH Origination*
  • Additional perks coming soon

business savings accounts

Regular Share Savings

Start building your business savings with a simple Regular Share Savings Account. This account provides a reliable place to set aside funds while maintaining your membership with BlueOx Credit Union.

Money Market Savings

Put your business savings to work with tiered rates based on your account balance.

Money Markets are ideal for businesses that want to maintain access to funds while earning a competitive rate on higher balances.

current business money market rates
Minimum BalanceAPY*
$15,000 - $250,000 3.75%
$250,000.01 - $500,000 2.00%
$500,000.01 - $9,999,999 0.10%

 

find the right account for your business

Not sure which account is the best fit? Our team is here to help you compare your options and choose the right business checking and savings solutions for your needs.

Ready to get started?
Request an appointment, visit a branch, or connect with our team at 800.648.8035 to learn more.

 

*ACH Origination requires an application and risk/credit assessment.

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