promotions -
holiday loan
Make your holidays even sweeter with a holiday loan from BlueOx Credit Union! For a limited time, we're offering up to $2,000 for as low as 8.99% APR*, allowing you to manage your upcoming holiday expenses with ease and flexibility. Whether you're planning a festive family gathering, a winter getaway, or simply want to make this season extra special, a personal loan can provide the financial boost you need!
Here's the deal: *Annual Percentage Rate (APR). Fixed APRs starting at 8.99%. APR based on creditworthiness. Rates as low as 8.99% are available for qualifying credit scores of 600 and above. An APR of 10.99% applies to credit scores below 600. All loans are subject to credit approval. A $2,000 loan at 8.99% APR with a 12-month term will result in monthly payments of approximately $178.33, totaling $2,139.96 with a finance charge of $139.96. Rates and terms may vary based on the applicant's creditworthiness. Only one loan per SSN will be allowed. This promotion is subject to change without notice. Other restrictions may apply. BlueOx Credit Union is an Equal Housing Lender. Insured by the NCUA.
looking for low rates? you've arrived at your destination!
For a limited time, we're offering as low as 4.99% APR* for up to 60 months on a new or used Auto Loan.
Here's the deal: *Annual Percentage Rate (APR) as low as 4.99% applies to new or used autos. The APR stated is accurate as of 4/1/25. All loans are subject to credit approval, and rates vary based on creditworthiness, loan amount, auto model year, and term length. Example Loan Repayment Scenario: A $10,000 auto loan at 4.99% APR for 60 months results in $188.67 monthly payments. Promotional rates are available for a limited time and are subject to credit approval and eligibility. The maximum loan term is 60 months. Promotional offer may end at any time. Offer subject to credit approval. BlueOx Credit Union is an Equal Housing Lender. Insured by the NCUA.
HELOC - 4.99% APR* 12-month introductory rate!
Lean into your home's equity with a Home Equity Line of Credit! Whether for home renovations, debt consolidation, or planning a dream vacation, HELOCs are a great way to pay for life's projects.
For a limited time, we're offering a 4.99% APR* 12-month introductory rate when you open a HELOC at Allegan Credit Union! Don't miss out on this amazing opportunity to tap into the potential of your home's equity. Stop by any of our branches or call a Member Service Representative at 269.673.5465 to learn more!
Here’s the deal: *APR = Annual Percentage Rate. The promotional period begins March 1, 2025. The introductory rate applies to new Home Equity Lines of Credit (HELOC) only. The rate offered will depend on the applicant's creditworthiness. All rates are subject to applicable loan term limits and certain restrictions may apply. The rates are subject to change without prior notice. The initial rate for the HELOC low introductory rate promotion is a fixed rate not based on the index and margin used for subsequent rate adjustments. The Introductory Annual Percentage Rate (APR) of 4.99% APR fixed is for home equity line of credit accounts only and applies to balances on the first twelve monthly statement cycles after the loan open date and which changes to a variable APR as low as 4.99% at the end of the introductory period. To receive this rate, the application must be submitted between March 1, 2025 and December 31, 2025, and the loan must close within 30 days of the application date. After the introductory period, the APR can vary and is based on Prime Rate plus a margin of +0.50% to +2.50% based on credit rating. The APR is subject to change on the 10th of each month, based on changes to Prime Rate, the highest Prime Rate published in the Wall Street Journal “Money Rates” table on the 20th of the prior month. Minimum APR 3.50%, maximum APR 18.00%. The maximum loan term available is a 5-year draw with a 10-year principal and interest repayment period. Max combined loan-to-value for HELOC is up to 80% for applicants with credit scores of 590+. HELOC qualifies for introductory rate with a minimum credit line of $20,000 and a loan amount of $5,000 taken at closing. During the draw period, you may withdraw (advance) funds up to your credit line limit and pay amortized principal and interest payments on the outstanding balance monthly. After the draw period, you may not withdraw any more funds from the line, you will continue to pay the amortized principal and interest monthly. Offer not applicable on refinance of existing BlueOx Credit Union or any division of Ignite Credit Union HELOCs. There are no loan processing or early closure fees and no prepayment penalty. The borrower is responsible for the cost of appraisal, if required. BlueOx Credit Union does not offer escrow services. The minimum payment required is interest only or $100, whichever is greater. Rates, terms, and conditions are subject to change without notice. For full promotional details, visit our website at allegancu.com or call us at (800) 648-8035.
grow your savings quickly
For a limited time, earn 3.90% APY* on a 9-month Certificate of Deposit at BlueOx Credit Union! Whether you're saving for something special or simply looking to grow your money a bit faster, this is a great opportunity to get started.
Here's the deal: *APY = Annual Percentage Yield. APY is accurate as of October 13, 2025. Fees may reduce earnings. To receive the promotional rate of 3.90% APY, the 9-month CD must be opened with a minimum of $500. Rates are subject to change without prior notification. Penalties will apply for withdrawal before the maturity date of the CD. Dividends are posted monthly. Limited-time offer. Federally insured by the NCUA. Call us at (800) 648-8035 for more information.
take up to 2% APR* off anything that moves!
Paying high interest on your current auto, boat, or RV loan? Refinance with BlueOx Credit Union today and save up to 2% APR*! Stop by any of our branches or give us a call to apply today!
Here's the deal: *APR = Annual Percentage Rate. This offer applies only to auto, boat, and recreational vehicle (RV) loans. This offer excludes existing loans from Allegan Credit Union, Rivertown Credit Union, or BlueOx Credit Union, divisions of Ignite Credit Union, YouTurn loans, credit cards, or mortgages. A minimum interest rate of 6.44% APR applies, with other rates based on creditworthiness. All loans are subject to credit approval. BlueOx Credit Union, a division of Ignite Credit Union, is an Equal Opportunity Lender. Federally insured by the NCUA. Give us a call at (800) 648-8035 for more details.
build big. dream even bigger.
For a limited time, we're offering as low as 6.49% APR* on commercial real estate loans up to $2,000,000! Whether you're an investor, realtor, or business owner looking to expand your footprint, this is your chance to secure competitive financing with a local partner you can trust. Stop by any of our branches or give us a call at (800) 648-8035 to learn more.
Here's the deal: *Promotional Annual Percentage Rate (APR) as low as 6.49% is available for new commercial real estate loans up to $2,000,000. Actual rate may vary based on creditworthiness, term, collateral, and other underwriting criteria. Loans exceeding $2,000,000 may be subject to participation with other lenders, and different terms may apply. Loan origination fee of 0.50% of the total loan amount applies. Additional third-party fees may apply, including but not limited to title, appraisal, and environmental fees. Membership eligibility is required with BlueOx Credit Union or any division of Ignite Credit Union. A share account must be opened or maintained at closing. All loans are subject to full credit approval and other underwriting requirements. Application must be submitted by September 30, 2025, and the loan must close by December 31, 2025. This offer may be modified or withdrawn at any time without notice. Other terms, conditions, and exceptions may apply. For more information, give us a call at (800) 648-8035.
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