ATM and Debit Cards
ATM and Debit Cards offer the ultimate convenience. BlueOx Credit Union's ATM and Debit Card is combined into one card to act as either, however the ATM-only function is available. Our ATM and Debit Card system is online, so balances are live. This means transactions will post quickly.
Debit cards offer many benefits and conveniences:
- You are able to carry less cash.
- Debit card usage is efficient.
- No worrying about checks being accepted for out of town purchases. Your card works at millions of locations that accept Visa debit cards.
- Debit cards are as easy to use as a credit card, but without the end-of-the-month bill shock, since the funds were already deducted from your account (pay-as-you-go). Debit cards may also be used for online, phone or mail order purchases.
ATM and debit card limits per 24-hour period are typically as follows:
$1,500 for PIN-based transactions (use card as “debit”)
$2,500 for signature-based transactions (use card as “credit”). Signature-based transactions provide more rights to the consumer.
Individual ATM machines may have a cash withdrawal limit.
Change Your PIN
PINs may be changed using an option to do so at most ATM machines.
ATM and Debit Card Lost or Stolen Reporting
Lost or stolen BlueOx ATM and Debit Cards should be reported at (888) 241-2510.
Former Jackson Community Federal Credit Union ATM and Debit Cards should be reported lost or stolen at (800) 828-3901.
Former Tower Family Credit Union ATM and Debit Cards should be reported lost or stolen at (888) 241-2440.
Are you planning a trip? Please keep these important points to keep in mind.
ATM machines are available at our offices in Battle Creek, Albion, Coldwater, Jackson and Sterling Heights. Service charges may apply, depending on the number of transactions that are conducted each month. Please see our schedule of service charges for more information.
Non-Surcharging ATM Machines
Because we are a member of the Co-op Network, Alliance One and SUM ATM programs, our members utilizing other participating foreign (not BlueOx owned) ATM's within these networks will not be charged a surcharge by the owner institution.
Locate Non-Surcharging ATMs
|Co-Op Network||SUM ATMs||Alliance One ATMs|
Our ATM card is accepted at Visa/PLUS affiliates worldwide.
Locate a Visa/PLUS ATM Anywhere in the World
Ordering an ATM Debit Card is EASY!
Debit Cards, which also act as ATM cards, are available for checking accounts.
ATM cards (not useable as debit cards) are available for those with only regular share savings accounts.
Just call, stop in, or send us a secure e-mail and let us know what you need and we'll get it ordered!