ATM and Debit Cards
Get your new BlueOx Debit Card and utilize Mobile Wallet!
ATM and Debit Cards offer the ultimate convenience. BlueOx Credit Union's ATM and Debit Card is combined into one card with dual purpose!* Our ATM and Debit Card system is online, so balances are live. This means transactions post quickly.
Debit cards offer many benefits and conveniences:
- Carry less cash
- Fast and efficient
- Use worldwide wherever Mastercard® is accepted (If you currently carry our Visa Debit Card, no worries. It will continue to work and will renew with our Mastercard® Debit Card, or you may request our new Mastercard® Debit Card at any branch or via secure email.)
- Purchase transactions are withdrawn directly from your Checking Account
- Save time by getting cash back at participating merchants
- Access more than 30,000 ATMs via CO-OP, SUM and Alliance One network
ATM and debit card limits per 24-hour period are typically as follows:
$1,500 for PIN-based transactions (use card as “debit”)
$2,500 for signature-based transactions (use card as “credit”). Signature-based transactions provide more rights to the consumer.
Individual ATM machines may have a cash withdrawal limit.
Change Your PIN
PINs may be changed using an option to do so at most ATM machines.
*ATM-only function is available by request.
Reduce Risk - SecurLOCK Equip Provides Ultimate Control
Now the power to protect your cards is in your hands. With the SecurLOCK Equip app, your BlueOx Debit Card is more protected than ever!
- Left a store without your BlueOx Debit Card? Lock it until you get it back. SecurLOCK Equip lets you turn your card off and on!
- Shopping around the neighborhood? Set the card to work only where you are.
- Providing a card to your student at college? Receive real-time alerts and monitor their spending.
- Set instant alerts to be notified when and where your card is used to protect yourself against fraud.
Customize each card to match its usage profile:
- Set transaction spend limits
- Specify geographical locations in which cards may be used
- Turn cards on/off by payment channel (in-store, online, mobile, ATM, auto pay, etc.)
SecurLOCK Equip allows ultimate control – and peace of mind. Download the SecurLOCK Equip app for your smartphone now. It's fast and FREE! Available for Android and Apple devices.
Additional information is available in the below links.
ATM and Debit Card Lost or Stolen Reporting
Lost or stolen BlueOx ATM and Debit Cards should be reported at (888) 241-2510.
Former Jackson Community Federal Credit Union ATM and Debit Cards should be reported lost or stolen at (800) 828-3901.
Former Tower Family Credit Union ATM and Debit Cards should be reported lost or stolen at (888) 241-2440.
Are you planning a trip? Please keep these important points to keep in mind.
ATM machines are available at our offices in Battle Creek, Albion, Coldwater, Jackson and Sterling Heights. Service charges may apply, depending on the number of transactions that are conducted each month. Please see our schedule of service charges for more information.
Non-Surcharging ATM Machines
Because we are a member of CO-OP, Alliance One and SUM ATM networks, members utilizing other participating foreign (not BlueOx owned) ATM's within these networks will not be charged a surcharge by the owner institution.
Locate Non-Surcharging ATMs
|CO-OP Network||SUM ATMs||Alliance One ATMs|
You’re never far from a Mastercard®, Maestro or Cirrus ATM. Find an ATM anywhere in the world here.
Ordering an ATM Debit Card is EASY!
Debit Cards, which also act as ATM cards, are available for Checking Accounts.
ATM cards (not useable as debit cards) are available for those who only have a Savings Account.
Just call, stop in, or send us a secure e-mail and let us know what you need and we'll get it ordered!