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ATM and Debit Cards

BlueOx Debit MastercardGet your new BlueOx Debit Card and utilize Mobile Wallet!

ATM and Debit Cards offer the ultimate convenience. BlueOx Credit Union's ATM and Debit Card is combined into one card with dual purpose!* Our ATM and Debit Card system is online, so balances are live. This means transactions post quickly.

Debit cards offer many benefits and conveniences:


ATM and debit card limits per 24-hour period are typically as follows:

$1,500 for PIN-based transactions (use card as “debit”)

$2,500 for signature-based transactions (use card as “credit”).  Signature-based transactions provide more rights to the consumer.

Individual ATM machines may have a cash withdrawal limit.

Change Your PIN
PINs may be changed by calling (866) 297-3411.

*ATM-only function is available by request.

Reduce Risk - SecurLOCK Equip Provides Ultimate ControlSecureLOCK Equip

Now the power to protect your cards is in your hands. With the SecurLOCK Equip app, your BlueOx Debit Card is more protected than ever!

Customize each card to match its usage profile:

SecurLOCK Equip allows ultimate control – and peace of mind. Download the SecurLOCK Equip app for your smartphone now. It's fast and FREE! Available for Android and Apple devices.

Google Play SecurLOCK Equip  Apple Store

Additional information is available in the below links.

SecureLOCK Equip FAQs

SecureLOCK Equip Mobile App Procedures


ATM and Debit Card Lost or Stolen Reporting

Lost or stolen BlueOx ATM and Debit Cards should be reported at (888) 241-2510.

Former Jackson Community Federal Credit Union ATM and Debit Cards should be reported lost or stolen at (800) 828-3901.

Former Tower Family Credit Union ATM and Debit Cards should be reported lost or stolen at (888) 241-2440.

Before Traveling

Are you planning a trip? Please keep these important points to keep in mind.

ATM Machines

ATM machines are available at our offices in Battle Creek, Albion, Coldwater, Jackson and Sterling Heights. Service charges may apply, depending on the number of transactions that are conducted each month. Please see our schedule of service charges for more information.

Non-Surcharging ATM Machines

Because we are a member of CO-OP, Alliance One and SUM ATM networks, members utilizing other participating foreign (not BlueOx owned) ATM's within these networks will not be charged a surcharge by the owner institution.

Locate Non-Surcharging ATMs

CO-OP Network SUM ATMs Alliance One ATMs
Co-Op ATM Network SUM ATM Locator Alliance One ATM Locator


Worldwide Acceptance

You’re never far from a Mastercard®, Maestro or Cirrus ATM. Find an ATM anywhere in the world here.


Ordering an ATM Debit Card is EASY!

Debit Cards, which also act as ATM cards, are available for Checking Accounts.  

ATM cards (not useable as debit cards) are available for those who only have a Savings Account.

Just call, stop in, or send us a secure e-mail and let us know what you need and we'll get it ordered!


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