Hot Temps - Low Rates Auto Loan Fuel Gift Card Giveaway: Official Rules

The following official rules apply to the Hot Temps - Low Rates Auto Loan Fuel Gift Card Giveaway contest administered by BlueOx Credit Union (otherwise referred to as BlueOx or Credit Union within this document). The promotional sponsor of all sweepstakes, contests and other giveaways is BlueOx Credit Union located at 115 Riverside Drive, Battle Creek, MI 49015.

Program Description/Eligibility: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS SWEEPSTAKES. This promotion is open to members and non-members of BlueOx Credit Union, also hereafter referred to as “the Credit Union,” age 18 and over at the time of drawing, located in any state of the United States of America. If a member with BlueOx, account must be deemed in good standing in order to be eligible to win. Employees and officials of the Credit Union, and the immediate family members of each are not eligible. Void where prohibited by law. The Promotional Entry Period begins July 1, 2022 at 12:01 a.m. ET and ends on September 30, 2022 at 11:59 p.m. ET. There will be 50 winners to receive the prize of one of 50/$50 Fuel Gift Card. Winners will be randomly selected and notified during the month of October. BlueOx Credit Union reserves the right to discontinue promotion at any time.

How to Enter: Members will automatically receive one entry into the Hot Temps - Low Rates Auto Loan Fuel Gift Card Giveaway contest drawing when they finance or refinance a valid Vehicle Loan in July, August or September 2022, and one entry for having a current or new BlueOx Credit Union Visa® Platinum Rewards Credit Card. A valid Vehicle Loan is one $15,000 or more and a new loan to BlueOx Credit Union. The winner will be randomly drawn from the list of automatic and submitted entries during the Entry Period. Entries are automatic and tracked internally using BlueOx reporting. Winners will be notified via phone call or email based on the contact information provided in their account. You may alternatively enter by emailing or by mailing in your entry (limited to one per individual per month) to Marketing at BlueOx Credit Union c/o Adele Garcia, 115 Riverside Drive, Battle Creek, MI 49015 with the following information enclosed: first name, last name, address, frequented BlueOx branch and phone number. Must be received to BlueOx Credit Union Marketing Department by one (1) business day prior to September 30. For those who enter by mail or email, if chosen as a winner you will be notified by phone call or email.

No responsibility is assumed by the Credit Union for lost, late or misdirected entries or any computer, online, mail, telephone or technical malfunctions that may occur. All entries become the property of the Credit Union and will not be returned. Odds of winning a prize depend on the number of eligible entries received.

No substitution, transfer or assignment of prize permitted. All taxes and licensing fees on prizes are the sole responsibility of the prize winner, and winnings will be reported as income on earnings to the Internal Revenue Service. Furthermore, federal income tax may be due and payable at the time of prize delivery. Winners may need to file a 1099-MISC IRS form, consult your tax professional with questions.

General Conditions: Entrants agree to abide by the terms of these official rules and by the decisions of the Credit Union, which are final and binding on all matters pertaining to this contest. This contest is governed by the laws of the United States and the state of Michigan, as applicable. All federal, state and local laws and regulations apply. Prize winners may be required to execute an affidavit of eligibility and liability/publicity release within seven (7) days following the date of attempted notification. Non-compliance within this time period may result in disqualification and selection of an alternate winner. If no contact with winner has been made within three (3) days of notification, winner will be forfeited, and an alternate winner will be selected. Return of any prize/ prize notification as undeliverable may result in disqualification and selection of an alternate winner. Entrants further grant to the Credit Union the right to use and publish their proper name and state online, in print, and in any other media in connection with the contest. Acceptance of a prize constitutes permission for the Credit Union to use winners' names and likenesses for advertising and promotional purposes without additional compensation unless prohibited by law. By entering, participants agree to release and hold harmless BlueOx Credit Union, its subsidiaries, affiliates, directors, officers, employees and agents from any and all liability or any injuries, loss or damage of any kind arising from or in connection with this contest or any prize won. You may obtain a list of winners by emailing or by mailing a request for the name(s) of winners and a postage-paid envelope to: BlueOx Credit Union c/o Adele Garcia, 115 Riverside Drive, Battle Creek, MI 49015.

Prize Awarding Method: When contest rules followed and barring no other incident that would nullify the event or prize being awarded, all stated prizes will be awarded based on the requirements stated within the promotional offer channel(s) and stated within our Addendum. No cash value will be awarded if event or prize is nullified by BlueOx Credit Union or other promotional entity.

Privacy Policy: Information submitted with an entry is subject to the Privacy Policy stated on the BlueOx Credit Union website.

Addendum: If the Hot Temps - Low Rates Auto Loan Fuel Gift Card Giveaway has expired and no longer available to view, please email or mail request for copies of expired promotional contest rules to Marketing c/o BlueOx Credit Union – 115 Riverside Drive, Battle Creek, MI 49015. Please include your name, address, phone number and specific promotional sweepstakes for which official rules are requested.

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