HELOCs are an easy way to access financing for home improvements, education expenses and more, and the interest is tax deductible in most cases.* PLUS FREE PIE!
Now through the end of the year, we’re offering an amazingly low introductory rate of 2.99% APR for 90 days** for new home equity line of credit loans and no closing costs****, PLUS FREE PIE! Members obtaining a new HELOC with BlueOx Credit Union will receive a coupon for a 9” pie of their choice from Battle Creek’s own Continental Pastries & Deli!***
Pie for Everyone!
Obtain a mortgage pre-approval and receive a FREE Pie!***
Finance a mortgage and receive a FREE Pie at closing!***
Finance a HELOC and a mortgage simultaneously and receive TWO FREE Pies at closing!
Mortgage pre-approvals are easy as pie and a set up for sweet success.
• Realtors & home sellers will have a pie-eating grin, knowing you are a qualified and serious buyer. When the market is tight, some realtors elect to work only with buyers who have a letter of pre-approval. And when you’ve found the right one, if the asking price isn’t quite right, sellers are more likely to negotiate if they are confident you can get to the finish line with the sale.
• Pre-approvals help you, the buyer, because you’ll know how much you’re eligible to borrow, so you’ll save time looking for the right home, not a pie in the sky home. A pre-approval is good for 120 days.
• You’ll benefit from a faster closing period, since the appraisal can be ordered immediately and your loan application can be processed in apple pie order!
• You’ll have piece of mind, knowing you have the groundwork in place.
Mortgage Loan Originator, NMLS #88598
*Consult your tax professional for verification of tax deductibility. **APR = Annual Percentage Rate. Following introductory period of 90 days APR for HELOC will revert to variable rate in effect. Annette Campau, Mortgage Loan Originator, NMLS #88598. ***Out of the area members will be provided w/ a gift card for Grand Traverse Pie Company as a substitute. ****Appraisal, if necessary, will be paid for by member. Offer available through December 31, 2017.
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