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Digital Privacy Policy

 
Information Collection by Companies Linked to Us
 
Our online practices may not apply to information obtained by websites linked to us. Outside links are provided for your convenience. We are not responsible for the opinions, content or availability of any linked third-party websites or the privacy practices of such third parties. These links do not represent an endorsement by the Credit Union for products and services that may be offered. We assume no responsibility for services or products purchased on these sites. We encourage you to review the policies and practices of each of the linked websites you choose to visit.
 
Changes to Our Privacy Policy
 
We reserve the right to change our Privacy Policy by posting changes to our Privacy Policy at this location.
 
Online Practices, Information About Cookies, and Other Use-Tracking Devices
 
BlueOx Credit Union respects your privacy. Through our website, we strive to provide valuable information to you about how we may serve you. To facilitate a better online experience, we use cookies and other use-tracking devices.
 
Cookies are small pieces of information stored directly on your personal computer. Cookies help websites keep track of your preferences and to recognize you as a return visitor. When you return to a website you have visited before, your browser gives the information stored in the cookie back to the website’s server. For example, in addition to other information, www.micommunitycu.com may use a cookie to save your zip code location selection so that we can present product and service information that is available in your area. Additionally, we may use cookies to facilitate online surveys, to track how visitors use our site, or to delivery our products and services to you. We use this information to improve the content, usability and functionality of our website. Recording information in a cookie allows us to simplify and personalize your online experience, as well as delivering our products and services to you. You may choose to set your browser to reject cookies. However, we do not recommend disabling cookies on our website because you may not be able to log in or use basic features on our website such as Online Banking. For more information see the "Help" information for the browser you are using. IF YOU DO NOT WISH TO HAVE COOKIES PLACED ON YOUR COMPUTER, YOU SHOULD SET YOUR INTERNET BROWSER TO REFUSE COOKIES BEFORE ACCESSING OUR SITE, WITH THE UNDERSTANDING THAT CERTAIN FEATURES OF THE SITE MAY NOT FUNCTION PROPERLY WITHOUT THE AID OF COOKIES. IF YOU REFUSE COOKIES, YOU ASSUME ALL RESPONSIBILITY FOR ANY RESULTING LOSS OF FUNCTIONALITY. We recommend you complete your online transactions and log off before visiting other sites or turning off your personal computer. We also recommend that you do not visit other sites during your online banking session.
 
BlueOx Credit Union may use other use-tracking devices, which may change from time-to-time as technology changes, to help diagnose problems and to administer our website. We also may track browser types to help us understand our visitors' needs related to our website design. BlueOx Credit Union may use Web Beacons and other devices on parts of the website. A Web Beacon, also known as a "Web Bug" or “Clear Gif,” is a small, graphic image imbedded on a page of the website, included in a Web-based document or an e-mail message that is designed to permit the monitoring of who is visiting a website. Web Bugs are often invisible to you because they may be very small (only 1-by-1 pixel) and/or are made to blend in with the background color of the webpage, document, or e-mail message. Web Bugs are identified with HTML IMG tags in the webpage. You may use the "view profiles" of the webpage you are viewing on our website to see whether the page is using a Web Bug. With the assistance of a cookie, Web Bugs may collect the IP address of your computer, the URL of the page the Web Bugs comes from and the time it was viewed, or other personal information. For example, Web Bugs may add information to a personal profile of what sites a person is visiting and to determine what banner ads to display based on the profile. Another use of Web Bugs is to provide an independent accounting of how many people have visited a particular website and to gather statistics about web browser usage at different places on the Internet.
 
Our website may include advertisements for third parties and their products, and those third-party advertisements and websites may include a cookie, Web Bugs, or other device of the third party. BlueOx Credit Union does not have control over the cookies, Web Bugs, or other devices used by third parties and do not have access to whatever information they may collect.
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